Start with a free assessment, get an advocate-signed legal notice within 24 hours, settle if the buyer responds (60% do), and file MSME Samadhaan, Section 138 or a summary suit in Delhi if not. Nothing upfront; 30% only on recovery.
Business in Delhi: where dues come from
Delhi’s wholesale markets in Chandni Chowk, Gandhi Nagar, Okhla and Bawana run on long informal credit, and a large share of suppliers also sell to government departments and PSUs where payments stall in paperwork. Delhi’s dedicated Section 138 courts move faster than most, and MSME Samadhaan applies fully to government buyers.
Main industries: garments and exports, electronics and electricals trading, auto components, printing and packaging, government and PSU supply.
Courts and the Facilitation Council for Delhi
| Forum | What it hears | Where |
|---|---|---|
| Magistrate courts | Section 138 cheque bounce complaints | Metropolitan Magistrate courts at Tis Hazari, Patiala House, Saket, Karkardooma, Rohini, Dwarka and Rouse Avenue for Section 138 |
| Civil / Commercial courts | Summary suits and recovery suits | District Commercial Courts for recovery suits |
| MSE Facilitation Council | MSME Samadhaan delayed-payment references | Delhi Micro and Small Enterprises Facilitation Council, Office of the Commissioner of Industries, Government of NCT of Delhi |
| High Court | Appeals, Section 34 challenges, high-value commercial suits | Delhi High Court |
See cheque bounce courts in Delhi and the Delhi Facilitation Council.
Which route fits your case
| Your situation | Route | Typical time |
|---|---|---|
| Buyer ignoring reminders | Legal notice by a dedicated advocate | 24 hours to send; most respond in 7 to 15 days |
| Udyam-registered supplier, payment over 45 days late | MSME Samadhaan | Council target 90 days |
| Cheque bounced | Section 138 complaint | Notice within 30 days; complaint within the following 45 |
| Invoice or contract dues, no real defence | Summary suit | Months, by court calendar |
| Contract with arbitration clause | Arbitration | Usually faster than court |
By industry in Delhi
- Textiles and garments dues in Delhi: 60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.
- Electronics, electricals and appliances dues in Delhi: POs with 45 to 90 day terms for manufacturers; traders sell to dealers on open credit with post-dated cheques.
- Auto components and ancillaries dues in Delhi: Scheduled deliveries against open POs, vendor portals, 60 to 120 day terms, bill discounting and frequent debit notes for PPM rejections.
- Government, PSU and institutional supply dues in Delhi: Bills pass through inspection, measurement, sanction and audit; delays come from paperwork, budget releases and staff changes rather than refusal.
How FundRaksha works for Delhi businesses
- Free consultation and case assessment by phone, WhatsApp or video.
- Dedicated advocate assigned and legal notice sent within 24 hours (e-notice plus registered post).
- Negotiation and a documented settlement, secured by post-dated cheques or an e-mandate.
- Filing in Delhi or before the Council if needed, with the same advocate appearing.
Fee: 30% of the amount recovered, nothing upfront. Court fees at actuals, told before filing.