Textiles and garments payment recovery in Delhi

Textiles and garments in Delhi

Delhi’s wholesale markets in Chandni Chowk, Gandhi Nagar, Okhla and Bawana run on long informal credit, and a large share of suppliers also sell to government departments and PSUs where payments stall in paperwork. Delhi’s dedicated Section 138 courts move faster than most, and MSME Samadhaan applies fully to government buyers.

60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.

Proof to collect

Typically sale bills with HSN, delivery challans or lorry receipts, e-way bills, the buyer’s acceptance or no complaint within the agreed period, ledger statements and WhatsApp confirmations of orders.

• Avoid: verbal orders with no written confirmation
• Avoid: goods accepted without a signed delivery record
• Avoid: quality complaints raised only after the due date
• Avoid: running accounts with no agreed credit period, which the MSME Act treats as 15 days

Forums in Delhi

How FundRaksha works for textiles and garments suppliers in Delhi

1. Free assessment of the documents your trade produces.
2. Notice within 24 hours, itemising invoices, disputed and undisputed amounts and interest.
3. Negotiation and documented settlement.
4. Filing in Delhi or before the Council if needed.

30% on recovery, nothing upfront.