Payment recovery across India: city by city
India's No.1 B2B payment recovery company, trusted by 1,000+ businesses. Pick your city for the courts, the Facilitation Council, the industries and the recovery services available there. 700+ businesses paid, 60% settled before court.
हर शहर में बकाया वसूली, कानूनी तरीके से
Telangana
Telangana’s MSME base is concentrated in Hyderabad’s pharma, engineering and IT clusters, with handloom, granite and agri-trading in the districts.
Andhra Pradesh
Andhra Pradesh combines heavy industry and port logistics around Visakhapatnam with one of India’s largest agri-trading economies in Guntur and Vijayawada.
Maharashtra
Maharashtra has more registered MSMEs than any other state and runs regional Facilitation Councils rather than one, so a Pune supplier’s claim is heard in the Pune region and a Nagpur supplier’s in Vidarbha.
- Mumbai
textiles and garments, finance and services, pharmaceuticals
- Pune
automobile and auto components, IT services, engineering and machine tools
- Nagpur
logistics and warehousing, agri-trading and oranges, steel and power equipment
- Nashik
auto components and engineering, wine and grape processing, electrical equipment
- Chhatrapati Sambhajinagar (Aurangabad)
auto components and engineering, pharmaceuticals, breweries and beverages
- Kolhapur
foundry and castings, sugar and jaggery, textiles (Ichalkaranji)
Gujarat
Gujarat’s textile, chemical, ceramic, diamond and engineering clusters in Surat, Ahmedabad, Morbi, Rajkot and Vadodara sell across India on long credit.
- Ahmedabad
textiles and garments, chemicals and dyes, pharmaceuticals
- Surat
synthetic textiles and sarees, diamond cutting and polishing, embroidery and jari
- Rajkot
engineering and auto components, castings and forgings, machine tools
- Morbi
ceramic and vitrified tiles, sanitaryware, wall clocks
- Vadodara
chemicals and petrochemicals, engineering and fabrication, electrical equipment
Delhi
Delhi’s wholesale markets and industrial areas run on informal credit, and a large share of suppliers sell to government departments and PSUs.
Karnataka
Karnataka’s dues range from Bengaluru’s service and SaaS invoices, where contracts and emails are strong evidence, to engineering and garment supplies around Peenya, Mysuru and Hubballi.
- Bengaluru
IT and software services, startups and SaaS, garments and apparel exports
- Mysuru
IT services, silk and sandalwood products, food processing
- Mangaluru
port logistics and shipping, cashew processing and exports, tiles and construction materials
- Hubballi-Dharwad
engineering and machine tools, agri-trading and cotton, auto components
Tamil Nadu
Tamil Nadu has the deepest manufacturing supply chains in the south: auto clusters around Chennai and Hosur, knitwear in Tiruppur, pumps and foundries in Coimbatore.
- Chennai
automobile and auto components, IT and BPO services, leather and footwear
- Coimbatore
pumps and motors, textile machinery and spinning, foundry and castings
- Madurai
textiles and handlooms, rubber and automobile spares, granite
- Tiruppur
knitwear and garment exports, dyeing and processing, textile machinery
- Erode
textiles and handlooms, turmeric and agri-trading, power looms
- Salem
steel and stainless steel, textiles and sago, silver jewellery
- Tiruchirappalli
heavy engineering and boiler components (BHEL supply), fabrication, synthetic gems
- Hosur
auto and two-wheeler components, electronics and EV manufacturing, engineering
West Bengal
West Bengal’s trade in Kolkata, Howrah and Siliguri still relies on relationships and post-dated cheques, so Section 138 and negotiation both matter.
Rajasthan
Rajasthan’s exporters of jewellery, textiles, handicrafts and furniture sell to buyers in Delhi, Mumbai and overseas, while marble and stone suppliers sell to builders on open credit.
Uttar Pradesh
Uttar Pradesh spans Noida’s IT and electronics vendors, Kanpur and Agra’s leather clusters, Varanasi’s silk and the NCR’s engineering suppliers.
- Lucknow
chikan embroidery and garments, government and PSU supply, construction and infrastructure
- Kanpur
leather and footwear, textiles and hosiery, engineering and fabrication
- Agra
footwear and leather, marble inlay and handicrafts, tourism and hospitality
- Ghaziabad
steel and engineering, electronics and electricals, packaging
- Noida
IT and BPO services, electronics and mobile manufacturing, garments and exports
- Meerut
sports goods, scissors and cutlery, musical instruments
- Varanasi
Banarasi silk and handloom, tourism and hospitality, carpets (Bhadohi belt)
Madhya Pradesh
Madhya Pradesh’s pharma units in Pithampur, soya processors in Dewas and Indore’s cloth and distribution trade generate dues with stockists, traders and large buyers.
Bihar
Bihar’s business is distribution, construction and government supply, where payments are delayed through reconciliation and approvals rather than refused.
Kerala
Kerala’s exporters, jewellers, ayurvedic manufacturers and hospitality suppliers deal with seasonal and overseas buyers as well as domestic traders.
- Kochi
seafood processing and exports, spices trading, shipping and logistics
- Thiruvananthapuram
IT services (Technopark), government and PSU supply, tourism and hospitality
- Thrissur
gold and jewellery, banking and chit funds, ayurveda and pharma
- Kozhikode
timber and plywood, footwear, spices and food trading
Haryana
Haryana’s Gurugram, Faridabad and Manesar belts hold auto majors and their suppliers plus a large corporate services economy; Panipat adds home textiles.
Punjab
Punjab’s Ludhiana, Jalandhar and Amritsar clusters sell hosiery, bicycles, tools and sports goods to dealers nationwide on 60 to 120 day credit with post-dated cheques.
Assam
Assam is the distribution and infrastructure gateway to the North-East, so distributors, transporters and contractors carry dues from brands and projects across seven states.
Odisha
Odisha’s suppliers serve mining, steel and power companies and state PSUs, where dues wait in approval chains.
Chhattisgarh
Chhattisgarh’s steel, sponge-iron and cement belt around Raipur generates high-value, often cheque-based trade dues, and rice millers deal with government procurement.
Jharkhand
Jharkhand’s vendors supply steel, automobile and mining majors and state PSUs, with payments tied to measurement, inspection and budget releases.
Chandigarh
Chandigarh is the administrative centre for Punjab, Haryana and the UT, so its vendors deal with three governments and the Mohali-Panchkula industrial belt.
By state
- Telangana
Telangana State Micro and Small Enterprises Facilitation Council
- Andhra Pradesh
Andhra Pradesh Micro and Small Enterprises Facilitation Council
- Maharashtra
Maharashtra Micro and Small Enterprises Facilitation Councils (regional councils for Mumbai, Pune, Nashik, Nagpur, Aurangabad and Amravati regions)
- Gujarat
Gujarat Micro and Small Enterprises Facilitation Council
- Delhi
Delhi Micro and Small Enterprises Facilitation Council
- Karnataka
Karnataka Micro and Small Enterprises Facilitation Council
- Tamil Nadu
Tamil Nadu Micro and Small Enterprises Facilitation Council
- West Bengal
West Bengal Micro and Small Enterprises Facilitation Council
- Rajasthan
Rajasthan Micro and Small Enterprises Facilitation Council
- Uttar Pradesh
Uttar Pradesh Micro and Small Enterprises Facilitation Council
- Madhya Pradesh
Madhya Pradesh Micro and Small Enterprises Facilitation Council
- Bihar
Bihar Micro and Small Enterprises Facilitation Council
- Kerala
Kerala Micro and Small Enterprises Facilitation Council
- Haryana
Haryana Micro and Small Enterprises Facilitation Council
- Punjab
Punjab Micro and Small Enterprises Facilitation Council
- Assam
Assam Micro and Small Enterprises Facilitation Council
- Odisha
Odisha Micro and Small Enterprises Facilitation Council
- Chhattisgarh
Chhattisgarh Micro and Small Enterprises Facilitation Council
- Jharkhand
Jharkhand Micro and Small Enterprises Facilitation Council
- Chandigarh
Chandigarh (UT) Micro and Small Enterprises Facilitation Council
- Uttarakhand
Uttarakhand Micro and Small Enterprises Facilitation Council
- Goa
Goa Micro and Small Enterprises Facilitation Council
Free consultation and case assessment
मुफ़्त सलाह, कोई शुल्क नहीं
Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.
- A review of your invoices, purchase orders, delivery proof and the buyer’s replies
- An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
- A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
- A dedicated advocate assigned within 24 hours if you decide to proceed
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
No recovery, no fee. Court fees, if any, are borne by the client and told upfront.
Questions, answered
This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.