Start with a free assessment, get an advocate-signed legal notice within 24 hours, settle if the buyer responds (60% do), and file MSME Samadhaan, Section 138 or a summary suit in Pune if not. Nothing upfront; 30% only on recovery.
Business in Pune: where dues come from
Pune’s Chakan, Pimpri-Chinchwad and Talegaon belts hold one of India’s densest networks of auto and engineering suppliers, most of them Udyam-registered small units supplying OEMs and tier-1s. IT vendors in Hinjewadi and Magarpatta add a steady flow of service invoices. Both groups benefit from MSME Samadhaan and from the statutory interest at three times the bank rate.
Main industries: automobile and auto components, IT services, engineering and machine tools, education and training services, FMCG and agri-processing.
Courts and the Facilitation Council for Pune
| Forum | What it hears | Where |
|---|---|---|
| Magistrate courts | Section 138 cheque bounce complaints | Judicial Magistrate First Class courts at the Shivajinagar court complex for Section 138 |
| Civil / Commercial courts | Summary suits and recovery suits | District and Sessions Court, Pune, and its Commercial Court for recovery suits. |
| MSE Facilitation Council | MSME Samadhaan delayed-payment references | Maharashtra Micro and Small Enterprises Facilitation Councils (regional councils for Mumbai, Pune, Nashik, Nagpur, Aurangabad and Amravati regions), Directorate of Industries, Government of Maharashtra, Mumbai, and regional Joint Director of Industries offices |
| High Court | Appeals, Section 34 challenges, high-value commercial suits | Bombay High Court (principal seat Mumbai; benches at Nagpur and Aurangabad) |
See cheque bounce courts in Pune and the Maharashtra Facilitation Council.
Which route fits your case
| Your situation | Route | Typical time |
|---|---|---|
| Buyer ignoring reminders | Legal notice by a dedicated advocate | 24 hours to send; most respond in 7 to 15 days |
| Udyam-registered supplier, payment over 45 days late | MSME Samadhaan | Council target 90 days |
| Cheque bounced | Section 138 complaint | Notice within 30 days; complaint within the following 45 |
| Invoice or contract dues, no real defence | Summary suit | Months, by court calendar |
| Contract with arbitration clause | Arbitration | Usually faster than court |
By industry in Pune
- Auto components and ancillaries dues in Pune: Scheduled deliveries against open POs, vendor portals, 60 to 120 day terms, bill discounting and frequent debit notes for PPM rejections.
- IT services, software and agencies dues in Pune: Milestone or monthly billing against SOWs and contracts, 30 to 60 day terms on paper, often 90 to 180 days in practice, with “scope” disputes used to delay.
- Engineering, fabrication and machine tools dues in Pune: Purchase orders with 45 to 90 day terms, frequent “hold” on payments pending inspection, and debit notes for rejections.
- Startups, SaaS and new-age businesses dues in Pune: Contracts and order forms with 30-day terms, annual subscriptions billed upfront, and payments that stop when a client’s funding or priorities change.
How FundRaksha works for Pune businesses
- Free consultation and case assessment by phone, WhatsApp or video.
- Dedicated advocate assigned and legal notice sent within 24 hours (e-notice plus registered post).
- Negotiation and a documented settlement, secured by post-dated cheques or an e-mandate.
- Filing in Pune or before the Council if needed, with the same advocate appearing.
Fee: 30% of the amount recovered, nothing upfront. Court fees at actuals, told before filing.