Free payment recovery calculators
Work out the statutory interest on a late MSME payment, your Section 138 deadlines, the limitation date for an old invoice, our fee on any recovery, your DSO and contractual late-payment interest. All free; a free consultation if you want to recover the amount.
Calculators
- MSME delayed payment interest calculator
Calculate the interest a micro or small enterprise can claim on a late payment under Section 16 of the MSMED Act: three times the RBI bank rate, compounded monthly, from the day after the 45-day or agreed date
- Section 138 cheque bounce deadline calculator
Enter the date you received the bank return memo and get your Section 138 deadlines: last day to send the legal notice, the drawer’s 15-day window, and the last day to file the complaint
- Limitation period calculator for recovering an unpaid invoice
Find the last date to file a suit on an unpaid invoice: three years from the due date, restarted by a signed acknowledgement or part-payment
- Recovery fee calculator: what you pay and what you receive
See exactly what FundRaksha Legal charges and what you receive for any amount recovered: nothing upfront, 30% of the amount actually recovered, court fees at actuals
- Days Sales Outstanding (DSO) calculator
Calculate your Days Sales Outstanding from receivables and credit sales, see what it costs you in blocked working capital, and how to cut it with reminders, e-mandates and timely legal action.
- Late payment interest calculator (non-MSME)
Calculate simple interest on an overdue invoice at your contractual rate or a reasonable commercial rate for a claim in court or arbitration
Free consultation and case assessment
मुफ़्त सलाह, कोई शुल्क नहीं
Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.
- A review of your invoices, purchase orders, delivery proof and the buyer’s replies
- An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
- A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
- A dedicated advocate assigned within 24 hours if you decide to proceed
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
No recovery, no fee. Court fees, if any, are borne by the client and told upfront.
Questions, answered
This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.