Start with a free assessment, get an advocate-signed legal notice within 24 hours, settle if the buyer responds (60% do), and file MSME Samadhaan, Section 138 or a summary suit in Patna if not. Nothing upfront; 30% only on recovery.
Business in Patna: where dues come from
Patna’s business is distribution and government supply: stockists carrying brand dues, building-material suppliers waiting on contractors, and vendors to state departments. Payments are rarely refused outright; they are delayed through reconciliation and approvals. A legal notice with a clear statement of account, followed by Samadhaan for Udyam units, is usually what moves them.
Main industries: FMCG and pharma distribution, construction materials, government and PSU supply, agri-trading, education services.
Courts and the Facilitation Council for Patna
| Forum | What it hears | Where |
|---|---|---|
| Magistrate courts | Section 138 cheque bounce complaints | Judicial Magistrate courts at the Patna Civil Court complex for Section 138 |
| Civil / Commercial courts | Summary suits and recovery suits | District Court, Patna, and its Commercial Court for recovery suits. |
| MSE Facilitation Council | MSME Samadhaan delayed-payment references | Bihar Micro and Small Enterprises Facilitation Council, Directorate of Industries, Government of Bihar, Patna |
| High Court | Appeals, Section 34 challenges, high-value commercial suits | Patna High Court |
See cheque bounce courts in Patna and the Bihar Facilitation Council.
Which route fits your case
| Your situation | Route | Typical time |
|---|---|---|
| Buyer ignoring reminders | Legal notice by a dedicated advocate | 24 hours to send; most respond in 7 to 15 days |
| Udyam-registered supplier, payment over 45 days late | MSME Samadhaan | Council target 90 days |
| Cheque bounced | Section 138 complaint | Notice within 30 days; complaint within the following 45 |
| Invoice or contract dues, no real defence | Summary suit | Months, by court calendar |
| Contract with arbitration clause | Arbitration | Usually faster than court |
By industry in Patna
- FMCG and consumer goods distribution dues in Patna: Brand dues: scheme and claim settlements that lag months; retailer dues: weekly credit that becomes a running balance.
- Construction, contractors and building materials dues in Patna: Running account bills certified against measurement books, 10% retention held for months, and payment tied to the developer’s own collections.
- Government, PSU and institutional supply dues in Patna: Bills pass through inspection, measurement, sanction and audit; delays come from paperwork, budget releases and staff changes rather than refusal.
- Pharmaceuticals and pharma distribution dues in Patna: Manufacturers sell to marketing companies on 45 to 90 day credit; stockists and distributors carry brand dues against schemes, expiry returns and credit notes that are reconciled slowly.
How FundRaksha works for Patna businesses
- Free consultation and case assessment by phone, WhatsApp or video.
- Dedicated advocate assigned and legal notice sent within 24 hours (e-notice plus registered post).
- Negotiation and a documented settlement, secured by post-dated cheques or an e-mandate.
- Filing in Patna or before the Council if needed, with the same advocate appearing.
Fee: 30% of the amount recovered, nothing upfront. Court fees at actuals, told before filing.