Start with a free assessment, get an advocate-signed legal notice within 24 hours, settle if the buyer responds (60% do), and file MSME Samadhaan, Section 138 or a summary suit in Lucknow if not. Nothing upfront; 30% only on recovery.
Business in Lucknow: where dues come from
As Uttar Pradesh’s capital, Lucknow has a large base of contractors and suppliers to government departments, hospitals and infrastructure projects, where bills are approved slowly rather than refused. Chikan garment units in Chowk and Aminabad sell to retailers nationwide on credit. MSME Samadhaan applies to government buyers, and the Facilitation Council sits in the state.
Main industries: chikan embroidery and garments, government and PSU supply, construction and infrastructure, pharma distribution, education services.
Courts and the Facilitation Council for Lucknow
| Forum | What it hears | Where |
|---|---|---|
| Magistrate courts | Section 138 cheque bounce complaints | Chief Judicial Magistrate and Judicial Magistrate courts, Lucknow, for Section 138 |
| Civil / Commercial courts | Summary suits and recovery suits | District Court, Lucknow, and its Commercial Court for recovery suits. |
| MSE Facilitation Council | MSME Samadhaan delayed-payment references | Uttar Pradesh Micro and Small Enterprises Facilitation Council, Directorate of Industries, Government of Uttar Pradesh, Kanpur |
| High Court | Appeals, Section 34 challenges, high-value commercial suits | Allahabad High Court, Prayagraj (bench at Lucknow) |
See cheque bounce courts in Lucknow and the Uttar Pradesh Facilitation Council.
Which route fits your case
| Your situation | Route | Typical time |
|---|---|---|
| Buyer ignoring reminders | Legal notice by a dedicated advocate | 24 hours to send; most respond in 7 to 15 days |
| Udyam-registered supplier, payment over 45 days late | MSME Samadhaan | Council target 90 days |
| Cheque bounced | Section 138 complaint | Notice within 30 days; complaint within the following 45 |
| Invoice or contract dues, no real defence | Summary suit | Months, by court calendar |
| Contract with arbitration clause | Arbitration | Usually faster than court |
By industry in Lucknow
- Textiles and garments dues in Lucknow: 60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.
- Government, PSU and institutional supply dues in Lucknow: Bills pass through inspection, measurement, sanction and audit; delays come from paperwork, budget releases and staff changes rather than refusal.
- Construction, contractors and building materials dues in Lucknow: Running account bills certified against measurement books, 10% retention held for months, and payment tied to the developer’s own collections.
- Pharmaceuticals and pharma distribution dues in Lucknow: Manufacturers sell to marketing companies on 45 to 90 day credit; stockists and distributors carry brand dues against schemes, expiry returns and credit notes that are reconciled slowly.
How FundRaksha works for Lucknow businesses
- Free consultation and case assessment by phone, WhatsApp or video.
- Dedicated advocate assigned and legal notice sent within 24 hours (e-notice plus registered post).
- Negotiation and a documented settlement, secured by post-dated cheques or an e-mandate.
- Filing in Lucknow or before the Council if needed, with the same advocate appearing.
Fee: 30% of the amount recovered, nothing upfront. Court fees at actuals, told before filing.