Why a B2B collection agency is different from a consumer collection agency
Consumer collection agencies chase individuals for loans and credit cards with call-centre pressure. B2B dues are different: your buyer is a company you may want to keep, the amounts are larger, and the law gives you specific tools. The MSMED Act lets registered suppliers claim compound interest at three times the RBI bank rate and take the buyer to the Facilitation Council; Section 138 makes a bounced cheque a criminal offence; summary suits recover fixed sums on invoices quickly.
FundRaksha is built around those tools. Every Delhi case is handled by an enrolled advocate, not an agent, and every step (notice, calls, settlement, filing) is documented so it stands up if the matter is heard.
Recovering B2B dues in Delhi: what is specific here
Delhi’s wholesale markets in Chandni Chowk, Gandhi Nagar, Okhla and Bawana run on long informal credit, and a large share of suppliers also sell to government departments and PSUs where payments stall in paperwork. Delhi’s dedicated Section 138 courts move faster than most, and MSME Samadhaan applies fully to government buyers.
Main industries: garments and exports, electronics and electricals trading, auto components, printing and packaging and government and PSU supply.
Courts: Metropolitan Magistrate courts at Tis Hazari, Patiala House, Saket, Karkardooma, Rohini, Dwarka and Rouse Avenue for Section 138; District Commercial Courts for recovery suits; the Delhi High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Delhi file on MSME Samadhaan, heard by the Delhi Micro and Small Enterprises Facilitation Council (Office of the Commissioner of Industries, Government of NCT of Delhi). The Council sits where the supplier is, so a Delhi supplier can pursue a buyer in another state from home.
What Delhi suppliers get that a local collection agent cannot offer
- Legal weight. A notice signed by an advocate, sent within 24 hours, carries consequences a reminder call does not.
- Statutory interest. For Udyam-registered suppliers, interest at three times the bank rate on delayed payments, claimed through the Delhi Micro and Small Enterprises Facilitation Council.
- No upfront cost. 30% only on what is recovered, so the agency’s interest is the same as yours.
- Professional tone. Your buyer relationship is protected; most buyers pay and keep buying.
- Pan-India reach from Delhi. Buyers in any state are pursued digitally and through local advocates.
How recovery works for a business in Delhi
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Delhi Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Delhi magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.