Free payment recovery consultation in Delhi

What happens in the consultation

1. You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
2. We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
3. You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
4. If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.

What is specific to Delhi

Delhi’s wholesale markets in Chandni Chowk, Gandhi Nagar, Okhla and Bawana run on long informal credit, and a large share of suppliers also sell to government departments and PSUs where payments stall in paperwork. Delhi’s dedicated Section 138 courts move faster than most, and MSME Samadhaan applies fully to government buyers.

Forums: Metropolitan Magistrate courts at Tis Hazari, Patiala House, Saket, Karkardooma, Rohini, Dwarka and Rouse Avenue for Section 138; District Commercial Courts for recovery suits; the Delhi High Court for high-value matters.

MSME claims: Delhi Micro and Small Enterprises Facilitation Council, Office of the Commissioner of Industries, Government of NCT of Delhi.

Industries we see most from Delhi

• garments and exports
• electronics and electricals trading
• auto components
• printing and packaging
• government and PSU supply

Industry pages: Textiles and garments dues in Delhi, Auto components and ancillaries dues in Delhi, Electronics, electricals and appliances dues in Delhi, Government, PSU and institutional supply dues in Delhi, Hospital, diagnostics and medical suppliers dues in Delhi, Advertising, media and marketing services dues in Delhi, Furniture, interiors and fit-out dues in Delhi, Printing, publishing and stationery dues in Delhi.

If you are in textiles and garments in Delhi

60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay. In the consultation we ask for sale bills with HSN, delivery challans or lorry receipts, e-way bills, the buyer’s acceptance or no complaint within the agreed period, ledger statements and WhatsApp confirmations of orders.

What we usually advise: A legal notice with the full statement of account settles many textile dues because the buyer wants to keep sourcing. Bounced cheques go under Section 138. Udyam-registered manufacturers can file MSME Samadhaan and claim interest at three times the bank rate; trading dues go by notice, settlement and a summary suit.

• We check for: verbal orders with no written confirmation
• We check for: goods accepted without a signed delivery record
• We check for: quality complaints raised only after the due date

If you are in electronics, electricals and appliances in Delhi

POs with 45 to 90 day terms for manufacturers; traders sell to dealers on open credit with post-dated cheques. In the consultation we ask for POs and GRNs, test reports, delivery challans and e-way bills, dealer agreements and cheque records.

What we usually advise: Manufacturers supplying brands and EMS companies fall under the MSME Act and Samadhaan; traders chasing dealers rely on Section 138 for bounced cheques and on notices with e-way bill proof for open-credit dues.

• We check for: price erosion disputes raised after delivery
• We check for: warranty returns offset against dues without agreement
• We check for: dealers paying by cheque that bounce after the goods are sold on

If you are in auto components and ancillaries in Delhi

Scheduled deliveries against open POs, vendor portals, 60 to 120 day terms, bill discounting and frequent debit notes for PPM rejections. In the consultation we ask for schedules and POs, ASN and GRN records, portal acknowledgements, quality reports and the vendor agreement.

What we usually advise: Tier-1 and OEM buyers are exactly whom the MSMED Act targets: payment beyond 45 days attracts compound interest at three times the bank rate, and the Facilitation Council has jurisdiction where the supplier is. A notice citing Section 15 and 16 of the Act often gets the portal unblocked; Samadhaan follows if not.

• We check for: portal-based acceptance with no paper trail saved
• We check for: debit notes accepted silently
• We check for: price revisions agreed verbally

What to check in any free consultation

• Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
• Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
• Is the fee in writing, and what happens if nothing is recovered?
• Will the recovered money come to you directly from the buyer?
• Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?

What to have ready

• The unpaid invoice(s) and payment terms
• Purchase order, delivery challan, e-way bill or proof of service
• Messages, emails or letters about the payment
• For a bounced cheque: the cheque and the bank return memo

Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.