The free consultation runs in five parts: you describe the situation; the expert asks a fixed set of questions about credit period, proof, Udyam status, cheques and disputes; documents are reviewed on screen or on WhatsApp; the expert gives an assessment, route, timeline and cost; and you decide what to do next. It takes 20 to 40 minutes and ends with a written summary on request. Nothing is sent to your buyer unless you engage.
Part 1: You describe the situation (5 minutes)
In your own words: who the buyer is, what you supplied, how much is outstanding, since when, and what the buyer has said. The expert listens for the shape of the problem: slow payer, disputer, struggling business or bad faith. You will not be interrupted with jargon.
Part 2: The expert's questions (5 to 10 minutes)
- What was the agreed credit period, and is it written anywhere?
- What proof of delivery or completion do you hold?
- Has the buyer ever acknowledged the debt in writing, or made a part payment?
- Are you Udyam-registered as a micro or small enterprise?
- Was any cheque given, and did it bounce? When did you receive the return memo?
- Has the buyer raised a dispute, and when was it first raised?
- Is the buyer a company, LLP, firm or individual? Still trading?
- Does the contract or PO have an arbitration or jurisdiction clause?
These questions map onto the four tests: proof, admission, solvency and limitation.
Part 3: Document review (5 to 10 minutes)
You share what you have on WhatsApp or screen. The expert checks the invoice details against the PO and challan, reads the buyer's messages for admissions and disputes, and notes gaps. You are told exactly which documents would strengthen the case and which do not matter. See what to bring.
Part 4: The assessment (5 to 10 minutes)
| You are told | Example |
|---|---|
| Recoverability | Strong: admitted debt, clean proof, solvent buyer |
| Route | Advocate's notice claiming principal and MSMED interest; Samadhaan if unpaid |
| Timeline | Notice stage first; Council process thereafter, with a 90-day statutory target |
| Cost | Nothing upfront; 30% of recovery; no court fee unless filed |
| Urgent deadlines | Any Section 138 window or limitation date |
Where the case is weak, you are told why and what you can do yourself.
Part 5: Your decision and what follows
You can engage, gather documents first, or do nothing. If you engage, if you decide to go ahead, a dedicated advocate is assigned within 24 hours of your complete documents and the legal notice goes out as an e-notice, followed by registered post. Nothing is charged upfront. If you proceed, FundRaksha Legal charges 30% only on the amount actually recovered; if nothing is recovered there is no success fee. Court fees, where a matter is filed, are borne by you and told to you in advance.
For context on outcomes, 60% of FundRaksha matters settle at the notice stage. See book a consultation, trusted debt collectors in Vadodara and the recovery fee calculator.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.