Yes. The consultation and the case assessment are free, with no obligation. If you decide to go ahead, there is still nothing to pay upfront: FundRaksha Legal charges 30% only on the amount actually recovered. The only cost that is not FundRaksha's and not covered by the fee is court fees, if a matter is actually filed, and those are told to you in advance.
Stage by stage: what you pay
| Stage | You pay |
|---|---|
| Booking the consultation | Nothing |
| The consultation and written assessment | Nothing |
| Deciding not to proceed | Nothing; nothing is sent to your buyer |
| Engaging; advocate assigned; notice sent | Nothing |
| Negotiation and settlement | 30% of what is received, as it is received |
| Filing (Samadhaan, Section 138, suit, arbitration) | Court or filing fees to the court, disclosed in advance; no FundRaksha fee until recovery |
| Recovery through proceedings | 30% of what is received |
| No recovery | No success fee |
How a free consultation is possible
FundRaksha is paid only when money is recovered, so the assessment is the firm's own due diligence: it is how we decide whether to take a matter. Charging you for our own screening would be unfair to the businesses whose cases we decline. The cost of the consultation is covered by the recoveries that follow. 1,000+ businesses have been onboarded on this basis and 700+ have been paid.
The one cost that is not ours
Court fees, filing charges and stamp duty are statutory payments to the court or institution when a matter is filed. They are not FundRaksha's fees and are not covered by the success fee. They are also not hidden: before anything is filed, your advocate tells you the exact amount so you can decide. About 60% of FundRaksha matters settle at the notice stage and never incur a court fee at all.
What "no obligation" means in practice
- You can take the assessment and act on it yourself
- You can take it to another firm
- You can decide to do nothing
- You will not receive sales calls afterwards; a single follow-up message asks if you have questions
- Nothing is sent to your buyer unless and until you sign the engagement
Read the full pricing explanation at no recovery, no fee, compare agencies with the questions to ask, or see the affordable debt recovery page for Kolkata and the recovery fee calculator.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.