The consultation is free, by phone, WhatsApp or video, with no obligation. You learn what is recoverable, which route fits, how long it should take and what it costs: nothing upfront, 30% only on the amount recovered. If you proceed, a dedicated advocate sends the legal notice within 24 hours.
What happens in the consultation
- You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
- We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
- You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
- If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.
What is specific to Surat
Surat’s textile market runs on credit: weavers, processors and traders in Ring Road, Sahara Darwaja and Pandesara routinely wait 60 to 120 days, and parties in other states sometimes simply stop answering. Because many transactions are between traders, the right route depends on the paperwork: bounced cheques go under Section 138, manufacturers with Udyam registration can use MSME Samadhaan, and trading dues go by notice, settlement and a recovery suit.
Forums: Judicial Magistrate First Class courts at the Athwalines court complex for Section 138; District Court, Surat, and its Commercial Court for recovery suits.
MSME claims: Gujarat Micro and Small Enterprises Facilitation Council, Industries Commissionerate, Government of Gujarat, Gandhinagar.
Industries we see most from Surat
- synthetic textiles and sarees
- diamond cutting and polishing
- embroidery and jari
- chemicals and dyes
- packaging
Industry pages: Textiles and garments dues in Surat, Chemicals, dyes and petrochemicals dues in Surat, Diamonds, gems and jewellery manufacturing dues in Surat, Packaging and printing dues in Surat.
If you are in textiles and garments in Surat
60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay. In the consultation we ask for sale bills with HSN, delivery challans or lorry receipts, e-way bills, the buyer’s acceptance or no complaint within the agreed period, ledger statements and WhatsApp confirmations of orders.
What we usually advise: A legal notice with the full statement of account settles many textile dues because the buyer wants to keep sourcing. Bounced cheques go under Section 138. Udyam-registered manufacturers can file MSME Samadhaan and claim interest at three times the bank rate; trading dues go by notice, settlement and a summary suit.
- We check for: verbal orders with no written confirmation
- We check for: goods accepted without a signed delivery record
- We check for: quality complaints raised only after the due date
If you are in diamonds, gems and jewellery manufacturing in Surat
Memo (jangad) and credit sales on trust, 90 to 180 day terms, and post-dated cheques; brokers in between complicate the paper trail. In the consultation we ask for jangad or memo slips, invoices, broker confirmations, cheques and bank memos, and messages acknowledging the goods and the price.
What we usually advise: Trust-based trades become recoverable once they are on record: a legal notice setting out the memo and invoices, Section 138 for bounced cheques, and a summary suit for the balance. Industry bodies’ arbitration is sometimes available and faster.
- We check for: goods given on memo with no signed slip
- We check for: broker deals with no direct confirmation from the buyer
- We check for: cheques held past their validity
If you are in chemicals, dyes and petrochemicals in Surat
30 to 90 day credit, often with cheques; disputes about quality, shade or moisture used to delay payment. In the consultation we ask for invoices with batch numbers, CoA and test reports, delivery challans and e-way bills, and the buyer’s acceptance or lack of timely complaint.
What we usually advise: Quality disputes raised after the due date rarely survive a notice that attaches the CoA and shows no complaint was made on delivery. Bounced cheques go under Section 138; Udyam-registered manufacturers use Samadhaan against larger buyers.
- We check for: no CoA attached to the delivery
- We check for: shade or quality approvals given verbally
- We check for: long-standing running accounts with no reconciliation
What to check in any free consultation
- Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
- Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
- Is the fee in writing, and what happens if nothing is recovered?
- Will the recovered money come to you directly from the buyer?
- Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?
What to have ready
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.