Apna saboot ikattha kariye: bill ya invoice, khata/ledger, delivery ka proof aur party ke WhatsApp messages. Phir likhit demand aur advocate ka legal notice. Party ne kabhi balance maana ho (message ya ledger confirmation mein), to case strong hai. FundRaksha 24 ghante mein notice bhejta hai aur sirf recovery par 30% leta hai.
Udhaar ka saboot: aapke paas jitna socha usse zyada hai
Bahut se dukandaar aur traders sochte hain ki "agreement to bana hi nahi tha". Par court mein yeh cheezein saboot hain:
- GST invoice ya kachcha bill, jisme party ka naam ho
- Khata ya Tally ledger, jisme har entry ho
- Delivery challan, transport ki bilty, e-way bill
- Party ke WhatsApp messages: order, "maal mil gaya", "payment next week"
- Pehle ke partial payments jo bank se aaye
Agar party ne aapke invoice par GST input credit liya hai, to woh maan chuki hai ki maal mila. Detail: bina likha padhi udhaar.
Party se balance confirm karwaiye
Recovery shuru karne se pehle ek kaam zaroor kariye: party ko ledger statement bhejiye aur confirm karne ko boliye. Bahut si parties casually "haan, itna hi hai" likh deti hain. Yeh ek line baad mein aapka sabse bada hathiyar banti hai, kyunki ab dispute ka bahana nahi chalega.
Udhaar band kab karna chahiye
Jab purana udhaar 60-90 din se zyada ho jaaye aur party naya maal maangti rahe, to ruk jaiye. Naya maal tabhi jab purana clear ho, ya advance mein payment. Yeh rude nahi, smart business hai.
Ek simple rule: kisi party ka total udhaar us limit se upar na jaane dein jitna aap bina pareshani ke kho sakte hain.
Notice se court tak
Likhit reminder fail ho to advocate ka notice. FundRaksha ke 60% cases notice ke baad settle hote hain. Udyam-registered micro/small supplier hain to MSME Samadhaan ka raasta hai, warna summary suit. Agar party ne cheque diya tha jo bounce hua, to Section 138 bhi lagta hai.
India's best debt recovery company for B2B suppliers and MSMEs. Trade debt recovery ke baare mein padhiye ya free consultation book kariye.
Aage se udhaar dene ka safe tarika
Jo paisa abhi atka hai use nikaliye, aur saath mein aage ke liye system bhi banaiye. Chhote kadam bade nuksaan se bachate hain:
- Har order likhit mein. WhatsApp par bhi chalega, par rate, quantity aur payment terms ke saath.
- Har delivery ka saboot. Challan par sign ya stamp, aur bilty ki copy.
- Invoice par payment terms. "30 din" ya "45 din", aur late payment par interest ka clause.
- Har mahine statement. Party ko ledger bhejiye aur confirm karwaiye.
- Credit limit. Har party ke liye ek limit tay kariye aur usse upar maal mat bhejiye.
Bahut saari parties ka udhaar track karna mushkil ho to reminders automatic kar sakte hain. Naye buyer ko udhaar dene se pehle uska GSTIN aur filing record bhi check kar lijiye.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.