हिंदी में

Cheque bounce ho gaya? Pehle 30 din mein yeh kariye

Bank se "cheque returned, funds insufficient" ka message aaya, aur dil baith gaya. Par cheque bounce aapke liye ek mauka bhi hai: Section 138 NI Act ek criminal provision hai, aur iske dar se bahut si parties jaldi payment karti hain. Sharth bas yeh hai ki aap time limits miss na karein.

चेक बाउंस हो गया? पहले 30 दिन में यह कीजिए

1,000+
businesses onboarded
₹50 Cr+
invoice value handled
700+
businesses got their money back
60%
of cases settled before court
Short answer

Bank ka cheque return memo sambhaliye. Memo milne ke 30 din ke andar party ko Section 138 ka legal notice bhejiye. Party ke paas notice milne ke baad 15 din hain payment ke liye. Na de to agle 1 mahine mein court mein complaint. Saza 2 saal tak ki ho sakti hai ya cheque amount ka do guna jurmana.

Aaj hi yeh 3 kaam kariye

  1. Return memo lijiye. Bank se original cheque aur return memo. Memo par bounce ka reason hota hai.
  2. Date note kariye. Memo milne ki date se 30 din ka clock chalu ho gaya.
  3. Documents ikattha kariye. Woh invoice ya ledger jiske payment ke liye cheque diya gaya tha.

Cheque bounce hone par party ko phone karke cheque dobara deposit karne ki baat ho sakti hai, par 30 din ki limit ko nazar mein rakhiye.

Timeline ek nazar mein

KadamTime limit
Return memo milnaDay 0
Section 138 notice bhejna30 din ke andar
Party ka paymentNotice milne ke 15 din
Court mein complaint15 din ke baad 1 mahine ke andar

Apni dates calculate kariye: cheque bounce timeline calculator.

Notice mein kya hona chahiye

Section 138 ka notice ek normal payment reminder nahi hai. Isme cheque number, date, amount, bank, return memo ki date aur reason, aur 15 din mein cheque amount ki maang saaf likhi honi chahiye. Galat amount ya details se case kamzor ho sakta hai, isliye advocate se hi bhejiye.

FundRaksha 24 ghante mein notice bhejta hai, e-notice aur registered post se. Notice ka format samjhiye: cheque bounce notice.

Cheque ke alawa baaki balance

Kai baar cheque sirf ek hissa hota hai aur ledger mein aur balance bhi hota hai. Cheque ke liye Section 138 aur baaki ke liye MSME Samadhaan ya civil suit saath chal sakte hain. India's best debt recovery company for B2B suppliers and MSMEs. Agle step ke liye: cheque bounce case kaise kare. Free consultation mein apna memo dikhaiye.

Cheque bounce ke baad party ka phone aaye to

Bounce ke baad aksar party khud phone karti hai: "Galti se ho gaya, dobara daal do." Theek hai, par dhyan rakhiye:

  • Dobara deposit karne ka faisla tabhi jab party likhit mein confirm kare ki account mein paisa hai
  • Return memo ki date se 30 din ka clock chal raha hai, use bhooliye mat
  • Party naya cheque ya online payment de, to purane cheque aur memo ko payment aane tak sambhaal kar rakhiye
  • Party ke har promise ko WhatsApp par likhit karwaiye

Agar party baar baar "kal kar dunga" bolti hai, to notice bhej dijiye. Notice bhejna party ko payment se rokta nahi; ulta notice ke 15 din mein payment aa jaaye to case wahin khatam. Notice nahi bheja aur 30 din nikal gaye, to Section 138 ka raasta band ho sakta hai.

Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.

Free, no obligation

Free consultation and case assessment

मुफ़्त सलाह, कोई शुल्क नहीं

Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.

  • A review of your invoices, purchase orders, delivery proof and the buyer’s replies
  • An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
  • A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
  • A dedicated advocate assigned within 24 hours if you decide to proceed
Keep these ready
  • The unpaid invoice(s) and payment terms
  • Purchase order, delivery challan, e-way bill or proof of service
  • Messages, emails or letters about the payment
  • For a bounced cheque: the cheque and the bank return memo

No recovery, no fee. Court fees, if any, are borne by the client and told upfront.

FAQ

Questions, answered

Section 138 ka criminal raasta band ho sakta hai, par paisa maangne ka haq nahi. Civil suit ya MSME Samadhaan se invoice amount maanga ja sakta hai, due date se 3 saal tak.

This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.