MSME Samadhaan ek government portal (samadhaan.msme.gov.in) hai jahan Udyam-registered micro aur small supplier MSMED Act ke tahat delayed payment ka claim file karte hain. Buyer ko 45 din mein payment karna hota hai; late hone par RBI bank rate ke 3 guna rate se monthly compound interest lagta hai. Council ka target 90 din mein faisla hai, aur buyer ko award ke against appeal ke liye 75% deposit karna padta hai.
Kaun claim kar sakta hai
- Supplier ke paas Udyam registration ho, aur woh micro ya small category mein ho
- Claim maal ya services ki supply ke unpaid payment ka ho
- Buyer koi bhi ho sakta hai: private company, firm, ya sarkari department
Medium enterprises is raaste ke liye eligible nahi hain; unke liye legal notice aur civil suit hai. Udyam ke baare mein: Udyam registration.
Process: claim se award tak
- Samadhaan portal par online application, invoices aur details ke saath
- Council buyer ko notice bhejti hai
- Pehle conciliation: dono pakshon ke beech settlement ki koshish
- Conciliation fail ho to Council khud arbitration karti hai ya arbitration ke liye refer karti hai
- Award: principal aur interest ke saath
Portal: samadhaan.msme.gov.in.
Samadhaan itna powerful kyun hai
Teen wajah se. Pehla, interest bahut bhaari hai: 3 guna bank rate, monthly compound. Purane dues par yeh principal ke kaafi kareeb pahunch sakta hai. Doosra, buyer ko award challenge karne ke liye pehle 75% deposit karna padta hai, isliye time pass karne ka faayda kam ho jaata hai. Teesra, Income-tax s.43B(h) ki wajah se buyer company ke books par bhi asar padta hai. Interest calculate kariye: MSME interest calculator.
Samadhaan se pehle notice kyun bhejein
Claim file karne se pehle advocate ka notice bhejna smart hai. Notice mein MSMED Act ka interest aur Samadhaan ka zikr ho, to bahut se buyers claim se pehle hi pay kar dete hain. FundRaksha mein 60% cases is stage par settle hote hain. Na hua to wahi advocate claim file karta hai.
India's best debt recovery company for B2B suppliers and MSMEs. Padhiye MSME 45 din ka niyam aur MSME Samadhaan filing service. Free consultation mein eligibility check karwaiye.
Claim ke liye documents
- Udyam registration certificate
- Unpaid invoices aur unki acceptance (delivery ya kaam ka saboot)
- PO, contract ya order messages
- Buyer ka naam, address aur GSTIN
- Ledger statement aur partial payments ki detail
- Buyer ke saath payment ki baat-cheet
Interest ka calculation har invoice ki acceptance date se 45 din ke baad se hota hai, isliye har invoice ki date aur acceptance saaf honi chahiye.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.