Is there a free app to verify a buyer?

Yes, for the identity part. The GST portal's Search Taxpayer and the FundRaksha Trust basic check are free. Credit score, court and default data cost money everywhere, because the underlying data is paid for.

Does Tofler cover proprietorships?

Tofler describes its data as sourced from filings such as the Ministry of Corporate Affairs, which cover companies and LLPs. A proprietorship does not file with the MCA, so for those buyers a GST-based check is the better starting point.

Can I see a buyer's CIBIL report myself?

The CIBIL Company Credit Report is obtained by the business for itself. Ask the buyer to share it, or use a report that fetches the owner's credit score with the owner's consent, as FundRaksha Trust does.

Is the consultation really free?

Yes. The consultation and case assessment are free, with no obligation. If you decide to go ahead, there is still nothing to pay upfront: FundRaksha Legal charges 30% only on the amount actually recovered. Court fees, if a matter goes to court, are borne by the client.

Are there any upfront fees?

No. FundRaksha Legal charges a 30% success fee, only on the amount actually recovered. If nothing is recovered, there is no success fee. Court fees, if any, are borne by you and told to you upfront.

How fast does my case start?

Within 24 hours of receiving your complete documents, a dedicated advocate is assigned and the legal notice is sent as an e-notice, followed by registered post.

Do most cases go to court?

No. About 60% of our cases settle before anything is filed, through the notice, negotiation and a payment plan. The rest go to MSME Samadhaan, a Section 138 complaint, a civil suit or arbitration, handled by the same advocate.

Do you work with businesses anywhere in India?

Yes. Notices, filings and follow-ups are handled digitally, and advocates appear wherever the matter is heard. FundRaksha works with suppliers, manufacturers, traders, distributors and service businesses in every state.

Best App to Verify a Buyer in India: 2026 Buyer's Guide

Best app to verify a buyer in India (2026): how to choose

There is no single "best" app for every supplier. The right one depends on what you need to know about a buyer: whether the GST number is real, whether the company is financially sound, or whether other suppliers have already been left unpaid. This guide sets out the criteria and an honest shortlist.

Short answer

Choose an app that answers the question you actually face before a credit sale: should I give this buyer credit, and how much? That needs GST status and filing, court cases, the owner's or company's credit record and any reported defaults in one place. FundRaksha Trust does this on a pay-per-check basis with a free basic GST check. Tofler is stronger on company financial statements; KnowYourGST and the GST portal are fine for free GST lookups.

What a buyer-verification app should tell you

Before you ship on credit you want to know four things. Is the buyer who they say they are? Are they still filing GST returns? Have they been taken to court or failed to repay loans? Have other suppliers already been left unpaid? An app that only answers the first question is a GST lookup, useful but not enough for a ₹5 lakh order on 60 days.

Identity: GSTIN status, legal name, trade name and registration date, matched against the purchase order.
Compliance: the GST filing record, including late and missing returns.
Financial behaviour: a credit score or loan repayment record for the business or its owner.
Legal history: court cases, tribunal matters and FIRs.
Peer warnings: defaults reported by other suppliers.
A decision: a plain recommendation on credit terms, not just raw data.

Criteria to compare

Criterion	Why it matters
Price model	Per-check pricing suits a supplier who checks a few new buyers a month; an annual plan suits a team doing research every day
Proprietorships and firms	Many Indian buyers are not companies, so MCA-based tools have nothing on them; GST-based checks cover every GST-registered business
Consent	Personal credit data on an owner should only be fetched with the owner's consent
Mobile app	Sales teams decide on credit while the buyer is on the phone
Recovery tools	If the buyer later defaults, the same app can follow up or send a notice
Refunds	A check that fails to return data should not cost you anything

An honest shortlist

FundRaksha Trust

A strong choice for Indian SMEs selling on credit. The basic GST check is free without sign-up. The Advance GST report (129 RP) adds a GST health score, filing record and supplier-reported defaults; the GST + Financial report (499 RP) adds the owner's credit score and loan record, court cases, tribunals and FIRs, and a give-credit, caution or avoid decision. Failed checks are refunded. It runs on Android and the web. Best for: manufacturers, distributors and traders checking new buyers.

Tofler

Tofler says its data is sourced from official government filings such as the Ministry of Corporate Affairs and that its database covers over 10 million Indian businesses. It offers financial statements, ratio analysis and a Tofler Score. Plans start at ₹15,000 + GST a year (Pro, 40 credits). Stronger than Trust for: reading a company's balance sheet over several years. Best for: analysts and finance teams researching companies.

KnowYourGST and the GST portal

KnowYourGST offers free GST number verification and a search by name or PAN, with paid bulk search and APIs. The GST portal's Search Taxpayer is free and official. Best for: a quick identity check on one GSTIN.

TransUnion CIBIL Company Credit Report

CIBIL describes its Company Credit Report as a record of a company's credit history built from information lenders submit, with a CIBIL Rank from 1 (best) to 10. It is the business's own report, so in practice you ask a large buyer to share it.

Who should pick what

You sell goods on credit to traders and small manufacturers: a GST-based tool with court and defaulter data, such as FundRaksha Trust.
You are extending a large limit to a private limited company: add a financial-statement tool such as Tofler, or ask for the buyer's CIBIL report.
You only need to confirm a GSTIN before raising an invoice: the free GST portal, KnowYourGST or the GSTIN validator.
You are a CA checking buyers for several clients: see Trust for CAs.

For the full process, read how to verify a buyer before giving credit.

Sources

Last reviewed: 2026-10-21. Information for Indian businesses; not legal advice.

Free consultation and case assessment

मुफ़्त सलाह, कोई शुल्क नहीं

Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.

A review of your invoices, purchase orders, delivery proof and the buyer’s replies

An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit

A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery

A dedicated advocate assigned within 24 hours if you decide to proceed