TallyPrime is a full accounting system with inventory, GST compliance, e-invoicing and e-way bills, priced from ₹750 a month + GST (Silver, single PC) or ₹22,500 + GST for a lifetime Silver licence. A small shop that needs only counter billing, stock and credit can use FundRaksha Book at ₹999 a year after 300 free invoices, and give its CA the exports. Keep Tally if you need full books of account in-house.
When Tally is the right tool
- You keep full books of account (ledgers, balance sheet, bank reconciliation) in-house.
- Your turnover is above ₹5 crore and you need e-invoicing, or you generate e-way bills often.
- Your CA works directly in your Tally data.
- You run several companies, branches or godowns from one system.
In those cases, Tally (or a desktop ERP such as Marg or BUSY) is the stronger choice, and a simple billing app is not a replacement.
When a simpler tool is enough
Many small shops use Tally only for billing, and the owner or a part-time accountant posts entries at month end. If your real daily needs are scan-and-bill, stock from purchases, barcode labels, udhaar and a profit figure, then a shop billing app does that with less training, on a phone or any browser, and your CA can work from exported sales, purchases and ledgers.
| Tool | Published price (own site, 21 October 2026) | Best at |
|---|---|---|
| TallyPrime Silver | ₹750/month + GST; ₹9,000 for 12 months (shown at ₹8,100 with 10% off); ₹22,500 lifetime + GST | Full accounting and compliance |
| Marg ERP | Nano ₹5,550 + 18% GST (up to 2 users); Basic ₹10,300; Silver ₹13,900; Gold ₹26,000 | Retail, distribution, pharma, FMCG |
| BUSY | BUSY Magic Start ₹5,000 / 360 days (non-GST), Smart ₹8,000 / 360 days; BUSY 21 Standard ₹16,500 | Billing and accounting with e-way bills and e-invoices (Smart and above) |
| FundRaksha Book | 300 invoices free, then ₹999 a year | Counter billing, labels, udhaar |
What FundRaksha Book gives a small shop
- GST tax invoice with HSN summary, CGST and SGST or IGST; bill of supply for composition
- Scan-and-bill with a USB or Bluetooth scanner or the camera
- Purchase entry that creates stock and sets prices from your margin
- Barcode labels per batch on A4 sheets or thermal rolls
- Customer and supplier ledgers, payments, expenses
- Profit, day-wise, stock summary, money to collect and money to pay reports, exportable to CSV, Excel and PDF
What it does not give: double-entry accounts, a balance sheet, bank reconciliation, GST return files, e-invoices or e-way bills. If you need those, keep Tally for accounting and decide whether you also want a counter app.
FundRaksha Book is free for the first 300 invoices, with every feature switched on and no card needed. Sales and purchase invoices both count. After that, Pro is ₹999 a year for unlimited invoices, paid by UPI, card or net banking; the site says prices include applicable taxes as charged at checkout. See book.fundraksha.com.
Worked example: five-year cost for a single-counter shop
| Option | Five-year software cost (before GST where stated) |
|---|---|
| TallyPrime Silver, lifetime | ₹22,500 + 18% GST once (includes 1 year of TSS) |
| TallyPrime Silver, 12-month plan | ₹9,000 a year list price, so ₹45,000 + GST over five years |
| FundRaksha Book | ₹999 a year after the free 300 invoices, so about ₹5,000 over five years |
The Tally lifetime figure includes one year of TSS (Tally Software Services); later years of TSS are extra, so check the renewal price with Tally. The right answer depends on whether you need accounting in-house: if your CA does the books from your exports, the cheaper tool is often enough.
Sources
- book.fundraksha.com (features, pricing and FAQ, checked 21 October 2026)
- tallysolutions.com/buy-tally/ (checked 21 October 2026)
- margcompusoft.com/pricing.html and https://margcompusoft.com (checked 21 October 2026)
- busy.in/pricing/ (checked 21 October 2026)
- cbic-gst.gov.in (Notification 10/2023-Central Tax: e-invoicing above ₹5 crore aggregate tu
Last reviewed: 2026-10-21. Information for Indian businesses; not legal advice.