Recovery service

No Recovery, No Fee: How FundRaksha Charges

"No recovery, no fee" is a phrase many providers use and few define. FundRaksha, India's No.1 B2B payment recovery company, trusted by 1,000+ businesses, defines it precisely: FundRaksha Legal charges 30% of the amount actually recovered, nothing before, nothing if nothing comes in, and the only possible extra is court fees, which you approve before any filing. This page is the full explanation.

वसूली नहीं तो फीस नहीं

1,000+
businesses onboarded
₹50 Cr+
invoice value handled
700+
businesses got their money back
60%
of cases settled before court
Short answer

FundRaksha Legal charges a success fee of 30% of the amount actually recovered from the buyer. There is no consultation fee, notice fee, retainer, drafting fee or appearance fee. If nothing is recovered, no fee is payable. Court fees and statutory charges, where a matter is filed, are borne by the client and are quoted and approved in advance. FundRaksha Collect, the reminder and mandate product, charges 1% of collections on the same principle.

Why a success fee is the right structure for B2B recovery

A creditor who has not been paid is short of cash. Asking him to pay a lawyer upfront, with no certainty of result, is why so many good claims are never pursued. A success fee turns the economics around: the recovery firm invests its time first and is paid from the result. It also aligns incentives in a way hourly billing never can. If we are paid only when you are paid, we want the fastest, surest route to payment, which is usually settlement after the notice, not a long litigation.

That alignment is visible in our numbers: 60% of cases settle before anything is filed, and 700+ businesses have been paid.

Exactly what is included

  • Free consultation and case assessment, including a limitation check and a view on the buyer's capacity to pay
  • A dedicated enrolled advocate assigned within 24 hours
  • The legal notice, drafted individually and sent as e-notice and by registered post, with delivery proof
  • Negotiation with the buyer, including reconciliation of accounts and drafting of any settlement agreement
  • Drafting and filing of the MSME Samadhaan reference, Section 138 complaint, summary suit or arbitration claim
  • Appearances at every hearing, conciliation and arbitration session
  • Execution of the award or decree, including attachment proceedings
  • Regular written updates and a shared record of every document

All of this is covered by the 30% success fee. There is no separate charge for any item on this list.

Exactly what is not included, and how it is handled

ItemWho paysHow it works
Court fee on a civil suit (varies by state and claim value)ClientQuoted before filing; you approve; often awarded back as costs
Court fee on a Section 138 complaintClientModest; quoted before filing
MSME Samadhaan referenceNoneNo court fee
Arbitrator's fee under a private arbitration clauseShared by partiesEstimated before invoking; recoverable in the award
Process fees, certified copies, stamp duty on settlementClientSmall amounts, told to you as they arise

You will never discover a cost after the fact. If a filing is not worth its court fee, the advocate tells you so and recommends negotiation or a different route.

How the fee is calculated and paid

  1. The fee is 30% of the amount actually received from the buyer, whether as a lump sum or in instalments.
  2. On instalments, the fee is charged on each instalment as it arrives, not on the agreed total upfront.
  3. Interest and costs recovered from the buyer are part of the recovered amount.
  4. If you settle directly with the buyer after we have issued the notice, the fee applies to that recovery, because the notice produced it.
  5. If nothing is recovered, nothing is payable, and the file is closed with a written explanation.

Use the recovery fee calculator to see the net amount for your invoice.

Questions to ask any "no fee" provider

Before engaging anyone on a no-recovery-no-fee basis, ask: Is the notice free, or is there a "documentation charge"? Is there a registration or onboarding fee? What happens to the fee if I settle directly? Who pays court fees, and when am I told? What is the percentage, and does it change with the age or size of the debt? A provider who answers all five clearly in writing is worth considering. For the wider checklist, read best no recovery no fee agency and how to choose a debt collection agency. Then book a free consultation and compare.

Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.

Free, no obligation

Free consultation and case assessment

मुफ़्त सलाह, कोई शुल्क नहीं

Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.

  • A review of your invoices, purchase orders, delivery proof and the buyer’s replies
  • An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
  • A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
  • A dedicated advocate assigned within 24 hours if you decide to proceed
Keep these ready
  • The unpaid invoice(s) and payment terms
  • Purchase order, delivery challan, e-way bill or proof of service
  • Messages, emails or letters about the payment
  • For a bounced cheque: the cheque and the bank return memo

No recovery, no fee. Court fees, if any, are borne by the client and told upfront.

FAQ

Questions, answered

The standard fee is 30% across claim sizes because the work and the risk are similar. For a portfolio of many invoices or a very large single claim, discuss it in the free consultation.

This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.