Due date ke agle din polite reminder, 7ve din statement of account ke saath firm reminder, 15ve din final written notice ki payment date ke saath, aur 30 din tak paisa na aaye to advocate ka legal notice. Har step likhit mein ho. Udyam-registered micro/small supplier ke liye 45 din ke baad MSME Samadhaan ka raasta khul jaata hai.
Day 1 se 7: polite par likhit reminder
Due date ke agle din ek chhota WhatsApp ya email: "Namaste, invoice no. X, amount Rs Y, kal due tha. Kripya aaj payment confirm karein." Bas itna. Is stage par zyada pressure ki zaroorat nahi, par record banna zaroori hai.
Agar aap bahut saare buyers ko follow-up karte hain, to FundRaksha Collect jaise tool se automatic reminders set kar sakte hain, taaki koi invoice bhool na jaaye.
Day 7 se 15: statement aur firm reminder
Ab party ko poora statement of account bhejiye: kaunse invoice, kitna amount, kitne din late. Party se bolo ki balance confirm kare. Phone par baat ho to baad mein WhatsApp par likh dijiye: "Aaj aapse baat hui, aapne 20 tareekh tak payment ka bola."
Yeh chhota sa follow-up message bahut kaam ka hai. Party ka diya hua promise likhit record mein aa jaata hai.
Day 15 se 30: final notice aur supply ka faisla
Ek final message bhejiye jisme saaf likha ho ki fixed date tak payment na aaya to legal kadam uthaya jaayega. Is time yeh bhi sochiye ki naya maal bhejna hai ya nahi. Jo party purana payment nahi kar rahi, use naya credit dena risk badhata hai.
Party partial payment de to lijiye, par likhit mein confirm kariye ki baaki balance kitna hai aur kab aayega.
Day 30 ke baad: legal notice
Ab advocate ka legal notice bhejiye. FundRaksha 24 ghante mein dedicated advocate assign karke e-notice aur registered post bhejta hai. 60% cases notice ke baad hi settle ho jaate hain.
Udyam-registered micro ya small supplier hain to 45 din ke baad interest RBI bank rate ke 3 guna, monthly compound lagta hai. Apna interest calculate kariye: MSME interest calculator. Aage ka raasta: payment ke liye legal notice.
Galtiyan jo payment aur late karti hain
- Sirf phone par follow-up, koi likhit record nahi
- Party ke har naye bahane par nayi date maan lena
- Purana due hone par bhi naya maal udhaar bhejte rehna
- Mahino tak wait karna "relation kharab na ho"
India's best debt recovery company for B2B suppliers and MSMEs, jisne 700+ businesses ko unka paisa wapas dilaya hai. Apna case free consultation mein dikhaiye.
Reminder message ka ek sample
Bahut se suppliers ko samajh nahi aata ki reminder mein kya likhein. Yeh ek simple format hai jo aap WhatsApp ya email par bhej sakte hain:
Namaste Sharma ji, hamare invoice no. 245 (Rs 1,80,000) ki due date 10 tareekh thi, aaj 15 din ho gaye. Statement attach hai. Kripya 25 tareekh tak payment karein aur UTR share karein. Agar koi query hai to aaj hi bataiye. Dhanyavaad.
Is message mein chaar cheezein hain: invoice ki detail, kitne din late, ek fixed date, aur query poochne ka mauka. Agar party query raise nahi karti aur payment bhi nahi karti, to baad mein dispute ka bahana kamzor ho jaata hai. Har reminder ka screenshot rakhiye. Agar party ne kabhi bhi likh diya ki "haan, payment pending hai", to woh line sambhaal kar rakhiye; yeh balance ki sweekriti hai aur notice ke time bahut kaam aati hai.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.