MSME Delayed Payments Report 2026: what the official Samadhaan data shows

Headline findings

MSME Samadhaan is the Ministry of MSME's delayed-payment portal. A Udyam-registered micro or small supplier files there against a buyer that has not paid within the time allowed by Section 15 of the MSMED Act, and the application goes to the Micro and Small Enterprises Facilitation Council (MSEFC) of the supplier's state. The portal publishes its own running totals. These are the numbers as read on 21 October 2026.

1. One claim in three is still open. 87,525 of 2,56,892 applications, involving ₹20,438 crore, have neither been decided nor settled. The Act sets a 90-day target for the Council to decide a reference (Section 18(5)).
2. Rejection is the most common single outcome. 31.8% of applications were rejected, more than were disposed by the Councils (24.7%). The portal does not publish reasons for rejection; in practice, common grounds are eligibility problems such as a trader filing, Udyam registration dated after the supply, or missing documents, so preparation matters.
3. Where Councils decide, suppliers recover a large part of the claim. In disposed applications, ₹9,078 crore was settled against ₹16,245 crore claimed, about 56%. The settled figure is what the portal records as settled by the Council, not necessarily cash already received.
4. Public buyers owe big tickets. Applications against central and state governments, their PSUs, railways and ordnance factories are 12.8% of the count but 34.3% of the money (₹18,938 crore). The average claim against a Central PSU is about ₹75.7 lakh, against a proprietorship about ₹7.6 lakh.
5. Most government buyers do not respond on the portal. For applications against government categories the portal records a response from the buyer in 2,100 cases and no response in 26,407.

State-wise table: applications, amount and disposal

The state is the supplier's state, because the Council of the supplier's location hears the claim. "Still open" adds applications not yet viewed by the Council to cases under hearing. "Open share" is still-open divided by applications filed. Amounts are rounded to the nearest crore. The full table with every column from the portal is in the CSV download.

Ladakh and Lakshadweep show no applications. Five states account for 60% of all filings: Maharashtra alone has 22.7%, followed by Delhi, Gujarat, Uttar Pradesh and Haryana. Filing volume tracks manufacturing and supply-chain density more than population: Uttar Pradesh, the most populous state, files fewer claims than Gujarat or Delhi.

The open share varies far more than filing volume. Karnataka (4%), Telangana (13%), Maharashtra (15%) and Tamil Nadu (16%) have cleared most of their claims one way or another. Uttar Pradesh (67%), West Bengal (72%), Madhya Pradesh (75%), Andhra Pradesh and Odisha (78% each) and Himachal Pradesh (92%) still have most claims open. A low open share can reflect quick rejection as well as quick decisions, so read it with the disposed column.

Trends: filings by year and how many are still open

The portal lets you filter by filing date. Running the State Wise Report for each financial year gives the count of applications filed that year and their status today. FY 2017-18 starts on 30 October 2017, the launch date. FY 2025-26 covers 1 April to 15 October 2025 only: the last applications on Samadhaan were filed on 15 October 2025, after which new claims go to the ODR portal.

• Filings peaked in 2024-25 at 47,587, and the first six and a half months of 2025-26 ran at about 4,150 a month, above the 2024-25 pace of about 3,970 a month.
• The jump in 2023-24 came with smaller claims. Filings rose 53% over 2022-23 while the average claim fell from ₹24.2 lakh to ₹15.8 lakh. That is the year Section 43B(h) of the Income-tax Act began to apply (from FY 2023-24), which gave small suppliers a new reason to press for payment. The data shows the timing; it cannot prove the cause.
• Backlog builds year on year. More than half of the claims filed in 2024-25 are still open about 18 months later, against 12% for claims filed in 2018-19.

The move to the MSME ODR portal

The ODR portal (odr.msme.gov.in) was launched in June 2025, per the government's August 2026 note on the MSMED (Amendment) Bill, and has taken all new delayed-payment applications since mid-October 2025. Its public dashboard showed, on 21 October 2026, 27,066 e-filings claiming ₹8,058 crore, 15,637 ready for consideration by Councils and 17 disposed. Companies are the largest buyer category on the ODR portal (8,300 e-filings, ₹3,409 crore). The ODR figures are early and include filings still in the voluntary pre-Council stage, so they are shown separately and not added to the Samadhaan totals. Download the ODR data as CSV.

Who the buyers are

Samadhaan classifies each respondent buyer. Private companies and other entities make up the largest group by both count and value; public buyers stand out for the size of each claim.

Statutory bodies (4 applications, ₹1.54 crore) are left out of the table for space but are in the buyer CSV.

What it means for suppliers

The Council route works, but it is slow and unforgiving of weak files. Three practical lessons follow from the numbers.

1. Get the file right before you file. With nearly a third of applications rejected, check Udyam registration (in force before the supply, and not as a trader), invoices, delivery proof and the 45-day due date first. The MSME Samadhaan guide lists what the Council looks for.
2. Use the claim as leverage, not only as a lawsuit. Mutual settlements (24,240) and the high share of claim value recovered in disposed cases show buyers do pay once the statutory interest is on the table. A legal notice that sets out the Section 16 interest often settles the matter before any filing.
3. Plan for time in slow states. If your Council has an open share above 50%, expect a long wait and keep negotiating in parallel. Check your Council on the list of Facilitation Councils.

FundRaksha's advocates send a notice within 24 hours of complete documents and file on the ODR portal where needed; about 60% of FundRaksha cases settle before anything is filed. Work out your claim with the MSME interest calculator or book a free consultation.

Methodology

All figures were read from public pages on 21 October 2026. Nothing here comes from FundRaksha's own cases.

• State table: MSME Samadhaan "State Wise Age Report" (applications filed, disposed, amount settled, pending applications) and "State Pending Report" (cases under hearing and total pending). The two reports agree on the all-India total of 2,56,892 applications.
• Year table: the "FY State Wise Report" run for each financial year by filing date. The nine yearly totals add up exactly to 2,56,892. A month-by-month run shows filings stop after 15 October 2025.
• Buyer table: the "All Category Amount Report". Government response counts are from the portal's inner category report.
• ODR portal: the public dashboard data feed behind odr.msme.gov.in (all-category report).
• Definitions: "Disposed" and "settled" are the portal's own terms; "settled" is the amount recorded as settled by the Council and may differ from money actually paid. Applications filed before Samadhaan or entered directly by Councils (5,261 cases) are reported separately by the portal and are not in these tables.
• Rounding: amounts in crore are rounded to the nearest crore in the tables; percentages to one decimal place in the text. The CSV files keep the portal's figures to two decimal places.

Downloads: state-wise CSV, year-wise CSV, buyer-category CSV and ODR portal CSV. The data is free to reuse with credit.

Cite this report or embed the key figures

Journalists, chambers of commerce, CAs and bloggers are welcome to use these figures. Please credit the original government source and link to this page so readers can find the full tables and the CSV.

FundRaksha (2026). MSME Delayed Payments Report 2026: analysis of MSME Samadhaan and MSME ODR portal data, fetched 21 October 2026. https://www.fundraksha.com/reports/msme-delayed-payments-report-2026

<figure style="margin:1.5em 0;padding:16px 20px;border:1px solid #d0d7de;border-radius:12px;font-family:Arial,sans-serif;max-width:640px">
  <figcaption style="font-weight:bold;font-size:16px;margin-bottom:8px">MSME delayed payment claims on MSME Samadhaan, 2017 to 2025</figcaption>
  <ul style="margin:0;padding-left:18px;line-height:1.6;font-size:14px">
    <li>2,56,892 applications filed by micro and small suppliers, claiming ₹55,244 crore</li>
    <li>63,366 disposed by MSE Facilitation Councils; ₹9,078 crore settled</li>
    <li>87,525 applications and cases still open, involving ₹20,438 crore</li>
  </ul>
  <p style="margin:10px 0 0;font-size:12px;color:#57606a">Source: MSME Samadhaan public reports, fetched 21 October 2026. Analysis: <a href="https://www.fundraksha.com/reports/msme-delayed-payments-report-2026">FundRaksha MSME Delayed Payments Report 2026</a>.</p>
</figure>

Paste the snippet into any web page or blog post as HTML. It is plain HTML with inline styles, so it works without any script and keeps the link to the source.

Sources

• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_Welcome.aspx
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_StateWise_AgeRpt.aspx
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_StatePendingRpt.aspx
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_StateRPTAmountDate.aspx
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_ReportAllAmount.aspx
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_ReportWelcome.aspx?InnerRpt=1
• samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC_Council_Report.aspx
• odr.msme.gov.in/
• static.pib.gov.in/WriteReadData/specificdocs/documents/2026/aug/doc2026811951101.pdf