A legal notice for payment is a formal demand from an advocate setting out the debt, the documents, the interest claimed, a deadline and the legal action that will follow. FundRaksha drafts and sends it within 24 hours as an e-notice and by registered post, with proof of delivery. It costs nothing upfront; the 30% fee applies only to money recovered.
Why a notice from an advocate works when your emails did not
Your reminders are requests. A legal notice is a record. It tells the buyer that the supplier has engaged counsel, fixes the amount and the interest, cites the statutes that apply, names the forum where the matter will be filed and gives a date. From the buyer's side, it has to be answered: silence becomes evidence, and a weak reply becomes an admission. From your side, it is the foundation for every later step: the Samadhaan reference, the Section 138 complaint, the summary suit.
Buyers know the difference between a template downloaded from the internet and a notice from an advocate who will actually file. That is why ours are drafted individually, signed by the advocate and sent on their letterhead.
What a FundRaksha payment notice contains
- The parties and the relationship: supply of goods or services, dates, orders
- A table of each invoice: number, date, amount, due date, days overdue, amount paid, balance
- The interest claim: MSMED Act Section 16 at three times the RBI bank rate for Udyam suppliers; contractual or reasonable interest otherwise
- The buyer's acknowledgements: emails, messages, part-payments, GST credit claimed
- The statutory consequences: Section 43B(h) disallowance, GST ITC reversal after 180 days, Section 138 for any cheque, Facilitation Council reference
- The demand, the deadline (typically 15 days) and the action that follows
The notice is sent as an e-notice to the buyer's registered email and WhatsApp, and by registered post with acknowledgement to the registered office, with all delivery proofs saved to your file.
Types of payment notice and their rules
| Notice | When | Rule to follow |
|---|---|---|
| Demand notice for unpaid invoices | Any overdue B2B invoice | No statutory time limit; send before limitation (three years) expires |
| Section 138 notice | Cheque dishonoured | Within 30 days of return memo; 15 days to pay; complaint within one month after |
| MSMED Act notice | Udyam supplier unpaid beyond 45 days | Cite s.15 and s.16; precedes Samadhaan reference |
| Notice invoking arbitration | Contract has an arbitration clause | Follow the clause: notice of dispute, nomination of arbitrator |
| Statutory demand under IBC | Operational debt owed by a company | Form 3 or 4; 10 days to respond; used carefully |
The free consultation decides which notice, or which combination, fits your case. A wrong or late Section 138 notice can lose the remedy entirely; check dates with the cheque bounce timeline.
What happens after the notice
- The buyer pays. The most common result. The advocate confirms receipt and closes the file.
- The buyer asks for time. The advocate negotiates a schedule, records it in writing and secures it with post-dated instruments or an acknowledgement. See debt settlement negotiation.
- The buyer disputes. The advocate answers with documents. Most disputes raised only after a notice do not survive.
- The buyer ignores it. The advocate files: Samadhaan, Section 138, summary suit or arbitration, as planned in the notice.
Whatever the outcome, the notice and its delivery proof are yours and are usable in any later proceeding, even if you choose to file elsewhere.
Get a notice sent today
Send us the invoices, order, delivery proof and the buyer's messages through a free consultation. If the case is sound, an advocate is assigned and the notice goes out within 24 hours. There is nothing to pay for the notice itself; FundRaksha Legal charges 30% of what is recovered. Read legal debt recovery for what follows, or the best legal notice service for payment page for how to judge any provider.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.