The consultation is free, by phone, WhatsApp or video, with no obligation. You learn what is recoverable, which route fits, how long it should take and what it costs: nothing upfront, 30% only on the amount recovered. If you proceed, a dedicated advocate sends the legal notice within 24 hours.
What happens in the consultation
- You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
- We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
- You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
- If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.
What we look for in exporters and export houses cases
Domestic suppliers to export houses wait on the exporter’s own realisation; exporters themselves face overseas buyers paying late or disputing quality.
Proof: POs and job-work orders, delivery challans, inspection and shipment records, invoices, and for overseas dues the contract, shipping documents and payment terms (LC, DA, DP or open account).
- We check for: shipping before the LC or advance is in place
- We check for: no written job-work agreement with export houses
- We check for: letting overseas dues cross RBI realisation deadlines without an extension
The route we usually recommend
Domestic dues from export houses are ordinary Indian claims: notice, Samadhaan for Udyam units, Section 138 and suits. Overseas dues need contract terms, ECGC cover where taken, and recovery in the buyer’s country; FundRaksha advises on which route is realistic before you spend on it.
Specific to Kanpur
Kanpur’s leather cluster in Jajmau and its hosiery and engineering units supply traders and brands across north India, frequently on 90-day credit with post-dated cheques. Exporters face a separate set of problems with overseas buyers. For domestic dues, Section 138 and MSME Samadhaan are the workhorses, backed by a legal notice that puts the buyer on record.
Forums: Judicial Magistrate courts, Kanpur Nagar, for Section 138; District Court, Kanpur Nagar, and its Commercial Court for recovery suits.
MSME claims: Uttar Pradesh Micro and Small Enterprises Facilitation Council.
What to check in any free consultation
- Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
- Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
- Is the fee in writing, and what happens if nothing is recovered?
- Will the recovered money come to you directly from the buyer?
- Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?
What to have ready
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.