Free payment recovery consultation in Kanpur

What happens in the consultation

1. You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
2. We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
3. You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
4. If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.

What is specific to Kanpur

Kanpur’s leather cluster in Jajmau and its hosiery and engineering units supply traders and brands across north India, frequently on 90-day credit with post-dated cheques. Exporters face a separate set of problems with overseas buyers. For domestic dues, Section 138 and MSME Samadhaan are the workhorses, backed by a legal notice that puts the buyer on record.

Forums: Judicial Magistrate courts, Kanpur Nagar, for Section 138; District Court, Kanpur Nagar, and its Commercial Court for recovery suits.

MSME claims: Uttar Pradesh Micro and Small Enterprises Facilitation Council, Directorate of Industries, Government of Uttar Pradesh, Kanpur.

Industries we see most from Kanpur

• leather and footwear
• textiles and hosiery
• engineering and fabrication
• plastics
• defence and ordnance supply

Industry pages: Textiles and garments dues in Kanpur, Engineering, fabrication and machine tools dues in Kanpur, Government, PSU and institutional supply dues in Kanpur, Exporters and export houses dues in Kanpur, Leather and footwear dues in Kanpur.

If you are in leather and footwear in Kanpur

90 to 120 day credit to brands and wholesalers, seasonal orders, and returns or markdown claims used to cut payments. In the consultation we ask for POs and season orders, delivery challans and e-way bills, invoices, quality acceptance and the brand’s claim correspondence.

What we usually advise: Footwear and leather units are mostly micro and small enterprises, so the MSME Act’s 45-day rule applies to brand and wholesaler buyers; a notice citing it and then Samadhaan recovers most domestic dues. Cheque dues go under Section 138.

• We check for: season orders accepted on WhatsApp alone
• We check for: markdown and return claims not challenged in writing
• We check for: long credit agreed in writing beyond 45 days

If you are in textiles and garments in Kanpur

60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay. In the consultation we ask for sale bills with HSN, delivery challans or lorry receipts, e-way bills, the buyer’s acceptance or no complaint within the agreed period, ledger statements and WhatsApp confirmations of orders.

What we usually advise: A legal notice with the full statement of account settles many textile dues because the buyer wants to keep sourcing. Bounced cheques go under Section 138. Udyam-registered manufacturers can file MSME Samadhaan and claim interest at three times the bank rate; trading dues go by notice, settlement and a summary suit.

• We check for: verbal orders with no written confirmation
• We check for: goods accepted without a signed delivery record
• We check for: quality complaints raised only after the due date

If you are in engineering, fabrication and machine tools in Kanpur

Purchase orders with 45 to 90 day terms, frequent “hold” on payments pending inspection, and debit notes for rejections. In the consultation we ask for purchase orders, delivery challans and GRNs, inspection and test certificates, invoices and the buyer’s rejection or debit notes.

What we usually advise: Most engineering suppliers are Udyam-registered, so the MSME Act’s 45-day limit and statutory interest apply to OEM and EPC buyers, including PSUs. A legal notice followed by MSME Samadhaan is the standard route; large contracts often add arbitration.

• We check for: deliveries without GRN acknowledgement
• We check for: rejections not contested in writing
• We check for: tooling and development costs not covered by a PO

What to check in any free consultation

• Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
• Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
• Is the fee in writing, and what happens if nothing is recovered?
• Will the recovered money come to you directly from the buyer?
• Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?

What to have ready

• The unpaid invoice(s) and payment terms
• Purchase order, delivery challan, e-way bill or proof of service
• Messages, emails or letters about the payment
• For a bounced cheque: the cheque and the bank return memo

Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.