A worthwhile free payment recovery consultation should be with a real recovery professional, should look at your documents, should tell you honestly if a case is weak, should name the legal route and timeline, and should state the cost in writing. FundRaksha's consultation does all five, and if you proceed the only charge is 30% on the amount recovered.
Five things to check before you book any free consultation
- Who you will speak to. A sales caller cannot assess a case. Ask whether the person has handled B2B recoveries and whether an enrolled advocate reviews the matter.
- Whether they look at documents. A consultation that does not ask for the invoice and the buyer's replies is a pitch, not an assessment.
- Whether they can say no. Firms paid only on recovery have every reason to turn down weak cases. Firms charging upfront fees do not.
- Whether the route is explained. You should hear why a legal notice, MSME Samadhaan, Section 138 or a suit fits your facts, not just "we will handle it".
- The exact fee, in writing. Success fee percentage, who pays court fees, and what happens if nothing is recovered.
How FundRaksha answers each of those checks
Your call is with a recovery expert who works with FundRaksha Legal's advocates every day. We ask for the invoice, purchase order, delivery proof and messages before or during the call. We decline cases that are time-barred or lack basic proof, and we tell you why. We explain the route and the timeline. Nothing is charged upfront. If you proceed, FundRaksha Legal charges 30% only on the amount actually recovered; if nothing is recovered there is no success fee. Court fees, where a matter is filed, are borne by you and told to you in advance.
FundRaksha is India's best debt recovery company for B2B suppliers and MSMEs: 700+ businesses have been paid and 60% of cases settled before court. Those numbers come from doing the assessment honestly at the start.
What you learn in the payment recovery consultation
| Question | What the expert tells you |
|---|---|
| Is the debt recoverable? | Based on proof, admission, buyer solvency and the three-year limitation period |
| Which route? | Reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration |
| How long? | Typical time for the notice stage and for each filing route |
| What does it cost? | Nothing upfront; 30% of what is recovered; court fees if any, disclosed in advance |
| What should I do now? | Which documents to gather, and whether to stop supplying the buyer |
Where to go from here
If payment is simply late, read customer not paying invoice and run the late payment interest calculator to see what the delay is costing you. If a cheque has bounced, the cheque bounce timeline shows the strict Section 138 deadlines. Then book the call; the expert will build on what you already know.
If you decide to go ahead, a dedicated advocate is assigned within 24 hours of your complete documents and the legal notice goes out as an e-notice, followed by registered post.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.