Bring your unpaid invoices and the buyer's replies to a free call. The expert checks each invoice for proof of delivery, acceptance and due date, assesses whether it is admitted or disputed, and recommends a route and timeline. You pay nothing for the call and nothing upfront if you proceed: 30% only on recovery.
Why invoices stay unpaid, and why that matters for the assessment
Invoices stay unpaid for four reasons: the buyer is slow but solvent; the buyer disputes quantity, quality or price; the buyer is in financial trouble; or the buyer never intended to pay. The route depends on which one applies. A slow buyer pays on a legal notice. A disputing buyer needs the dispute isolated and the undisputed part demanded. A struggling buyer needs speed. A bad-faith buyer needs a filing.
The consultation spends its first minutes working out which category your buyer is in, from the pattern of replies and the history of the account.
What we check on each invoice
- Invoice number, date, amount and the due date or credit period
- Matching purchase order or written order confirmation
- Delivery challan, lorry receipt, e-way bill or service completion record
- Any acceptance: GRN, email, or absence of complaint within the agreed period
- Part payments and the ledger balance (a part payment can restart the limitation period)
- Whether a cheque was issued against it and returned
Invoices with clean proof go into the notice at once. Invoices with gaps are flagged so you can collect the missing piece before the notice is sent.
Routes for unpaid invoices and when each applies
| Situation | Route |
|---|---|
| Undisputed invoice, buyer slow | Legal demand notice, then negotiation |
| You are Udyam-registered micro or small; payment beyond 45 days | MSME Samadhaan, with interest at three times the RBI bank rate compounded monthly |
| Cheque against the invoice bounced | Section 138 notice within 30 days of the return memo |
| Fixed sum, written contract or invoice, no real defence | Summary suit under Order XXXVII CPC |
| Contract has an arbitration clause | Arbitration, award enforced as a decree |
Use the MSME interest calculator to see the statutory interest on your delayed invoices, and the limitation period calculator to check that each invoice is still within time.
After the call
If you decide to go ahead, a dedicated advocate is assigned within 24 hours of your complete documents and the legal notice goes out as an e-notice, followed by registered post. The notice lists every invoice with its date and amount, demands payment within a fixed period and sets out the consequences. Nothing is charged upfront. If you proceed, FundRaksha Legal charges 30% only on the amount actually recovered; if nothing is recovered there is no success fee. Court fees, where a matter is filed, are borne by you and told to you in advance.
For trade-specific guidance, see textiles, engineering and packaging, or the unpaid invoice recovery page for Mumbai.
Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.