The consultation is free, by phone, WhatsApp or video, with no obligation. You learn what is recoverable, which route fits, how long it should take and what it costs: nothing upfront, 30% only on the amount recovered. If you proceed, a dedicated advocate sends the legal notice within 24 hours.
What happens in the consultation
- You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
- We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
- You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
- If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.
What is specific to Thrissur
Thrissur is Kerala’s gold and jewellery capital and a centre for ayurvedic manufacturers and building-material suppliers. Jewellery trade dues between manufacturers, wholesalers and retailers are high-value and relationship-driven; a formal notice with a clear ledger often resolves them before any filing.
Forums: Judicial First Class Magistrate courts, Thrissur, for Section 138; District Court, Thrissur, and its Commercial Court for recovery suits.
MSME claims: Kerala Micro and Small Enterprises Facilitation Council, Directorate of Industries and Commerce, Government of Kerala, Thiruvananthapuram.
Industries we see most from Thrissur
- gold and jewellery
- banking and chit funds
- ayurveda and pharma
- textiles retail
- tiles and building materials
Industry pages: Pharmaceuticals and pharma distribution dues in Thrissur, Construction, contractors and building materials dues in Thrissur, FMCG and consumer goods distribution dues in Thrissur, Diamonds, gems and jewellery manufacturing dues in Thrissur, Gold jewellery and bullion trade dues in Thrissur, Ceramics, tiles and sanitaryware dues in Thrissur, Hospital, diagnostics and medical suppliers dues in Thrissur.
If you are in gold jewellery and bullion trade in Thrissur
Credit against the day’s gold rate or on metal account, settled in gold or cash weeks or months later; cheques are common. In the consultation we ask for invoices and delivery notes with weight and purity, metal account statements, rate confirmations and cheques.
What we usually advise: High-value and relationship-driven, these dues usually settle on a formal notice with a clear metal and cash statement. Section 138 covers bounced cheques, and a summary suit the rest; arbitration through trade associations is sometimes quicker.
- We check for: metal account with no periodic confirmation
- We check for: rate disputes with nothing in writing
- We check for: goods released against promises before cheque clearance
If you are in pharmaceuticals and pharma distribution in Thrissur
Manufacturers sell to marketing companies on 45 to 90 day credit; stockists and distributors carry brand dues against schemes, expiry returns and credit notes that are reconciled slowly. In the consultation we ask for purchase orders, batch-wise invoices, GRNs or stockist acknowledgements, scheme and credit-note records, and the distribution agreement.
What we usually advise: Reconciliation disputes are usually what delay pharma payments, so the notice should attach a clear ledger and separate undisputed dues from disputed credit notes. MSME units supplying marketing companies use Samadhaan; distributors with cheque dues use Section 138; agreements often have arbitration clauses.
- We check for: unsigned credit notes and scheme adjustments
- We check for: expiry and breakage returns with no agreed policy
- We check for: loan-licence work without a written manufacturing agreement
If you are in construction, contractors and building materials in Thrissur
Running account bills certified against measurement books, 10% retention held for months, and payment tied to the developer’s own collections. In the consultation we ask for work orders, RA bills and measurement sheets, site engineer certifications, delivery challans for materials, and emails about retention and defects.
What we usually advise: The notice must separate certified-but-unpaid bills from disputed quantities, and demand release of retention after the defect period. Material suppliers with Udyam registration use MSME Samadhaan; contractors go by notice, settlement and a civil or summary suit, or arbitration if the work order provides for it.
- We check for: uncertified RA bills
- We check for: retention never formally claimed
- We check for: extra work done on verbal instruction
What to check in any free consultation
- Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
- Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
- Is the fee in writing, and what happens if nothing is recovered?
- Will the recovered money come to you directly from the buyer?
- Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?
What to have ready
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.