The route that works
Snag disputes rarely justify withholding the whole balance: the notice should separate the disputed items from the rest and demand payment of the undisputed amount. Udyam-registered manufacturers can use Samadhaan; interior contractors go by notice and summary suit or arbitration.
How dues arise in furniture, interiors and fit-out
Advance plus milestone payments, snag lists used to hold the final 20 to 30%, and retention for months.
Proof that wins
The claim is built from approved designs and BOQs, delivery and installation sign-offs, snag closure records, invoices. The buyer’s own replies (“will pay next week”) are admissions; part-payments and signed ledger confirmations restart the three-year limitation period.
Mistakes that weaken a claim
- No written sign-off at handover
- Design changes done without a variation order
- Final payment tied to a snag list that keeps growing
Where furniture, interiors and fit-out dues concentrate
What FundRaksha does
- Free assessment of your invoices and documents.
- Legal notice by a dedicated advocate within 24 hours, built around your trade’s paperwork.
- Negotiation, with disputed items separated from undisputed dues.
- MSME Samadhaan, Section 138, summary suit or arbitration if needed.
30% of the amount recovered; nothing upfront.