Where vendor payments get stuck
- GRN not raised. Goods received, portal not updated; the payment clock never starts on their side. On yours it did: the Act counts from acceptance, not from the GRN.
- Debit notes. Rejections and short-shipment deductions applied without agreement.
- Portal invoices “under query”. Rejected for formatting while the dues age.
- Payment runs. Monthly cycles that push a 45-day invoice to 75 days.
Recovering B2B dues in Chandigarh: what is specific here
Chandigarh serves as the administrative centre for Punjab, Haryana and the UT, so its vendors deal with three governments’ departments as well as Mohali and Panchkula industry. Government dues respond to Samadhaan, and the High Court is on hand for larger commercial disputes.
Main industries: IT and services, pharma distribution, government supply (UT, Punjab and Haryana), education and healthcare and auto dealerships.
Courts: Judicial Magistrate courts at the Chandigarh District Courts, Sector 43, for Section 138; District Court, Chandigarh, and its Commercial Court for recovery suits; the Punjab and Haryana High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Chandigarh file on MSME Samadhaan, heard by the Chandigarh (UT) Micro and Small Enterprises Facilitation Council (Department of Industries, Chandigarh Administration). The Council sits where the supplier is, so a Chandigarh supplier can pursue a buyer in another state from home.
How we collect from large buyers
- We reconcile your ledger against POs, GRNs and portal records so the claim is exact.
- Your advocate sends a notice to the buyer’s registered office, CFO and company secretary within 24 hours, citing Sections 15 and 16 of the MSMED Act, Section 43B(h) and the MSME-1 disclosure.
- Most buyers clear the invoice at this stage; disputes on debit notes are negotiated in writing.
- If not, MSME Samadhaan before the Chandigarh (UT) Micro and Small Enterprises Facilitation Council, where PSUs and listed companies appear like anyone else.