B2B recovery is a legal process, not a phone campaign
Business dues come with paperwork (POs, GST invoices, delivery proof) and with laws written for exactly this problem: the MSMED Act’s 45-day limit and statutory interest, Section 138 for bounced cheques, summary suits for invoices. A B2B recovery company uses those; a consumer agency cannot. FundRaksha’s advocates do, for Chandigarh suppliers of every size.
Recovering B2B dues in Chandigarh: what is specific here
Chandigarh serves as the administrative centre for Punjab, Haryana and the UT, so its vendors deal with three governments’ departments as well as Mohali and Panchkula industry. Government dues respond to Samadhaan, and the High Court is on hand for larger commercial disputes.
Main industries: IT and services, pharma distribution, government supply (UT, Punjab and Haryana), education and healthcare and auto dealerships.
Courts: Judicial Magistrate courts at the Chandigarh District Courts, Sector 43, for Section 138; District Court, Chandigarh, and its Commercial Court for recovery suits; the Punjab and Haryana High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Chandigarh file on MSME Samadhaan, heard by the Chandigarh (UT) Micro and Small Enterprises Facilitation Council (Department of Industries, Chandigarh Administration). The Council sits where the supplier is, so a Chandigarh supplier can pursue a buyer in another state from home.
Common B2B defaults in Chandigarh
- IT services, software and agencies: Milestone or monthly billing against SOWs and contracts, 30 to 60 day terms on paper, often 90 to 180 days in practice, with “scope” disputes used to delay.
- Pharmaceuticals and pharma distribution: Manufacturers sell to marketing companies on 45 to 90 day credit; stockists and distributors carry brand dues against schemes, expiry returns and credit notes that are reconciled slowly.
- Government, PSU and institutional supply: Bills pass through inspection, measurement, sanction and audit; delays come from paperwork, budget releases and staff changes rather than refusal.
- Auto components and ancillaries: Scheduled deliveries against open POs, vendor portals, 60 to 120 day terms, bill discounting and frequent debit notes for PPM rejections.
How recovery works for a business in Chandigarh
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Chandigarh (UT) Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Chandigarh magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.