B2B recovery is a legal process, not a phone campaign
Business dues come with paperwork (POs, GST invoices, delivery proof) and with laws written for exactly this problem: the MSMED Act’s 45-day limit and statutory interest, Section 138 for bounced cheques, summary suits for invoices. A B2B recovery company uses those; a consumer agency cannot. FundRaksha’s advocates do, for Bengaluru suppliers of every size.
Recovering B2B dues in Bengaluru: what is specific here
Bengaluru’s dues are dominated by service invoices: IT vendors, staffing agencies, SaaS subscriptions and consultants billing startups and large companies in Whitefield, Electronic City and the ORR corridor. Written contracts and emails are usually strong, which makes a legal notice followed by a summary suit effective; garment exporters in Peenya and Bommanahalli have more conventional trade dues.
Main industries: IT and software services, startups and SaaS, garments and apparel exports, aerospace and precision engineering and electronics.
Courts: Metropolitan Magistrate courts at the Mayo Hall and Nrupathunga Road court complexes for Section 138; City Civil Court and the Bengaluru Commercial Courts for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Bengaluru file on MSME Samadhaan, heard by the Karnataka Micro and Small Enterprises Facilitation Council (Directorate of Industries and Commerce, Government of Karnataka, Bengaluru). The Council sits where the supplier is, so a Bengaluru supplier can pursue a buyer in another state from home.
Common B2B defaults in Bengaluru
- IT services, software and agencies: Milestone or monthly billing against SOWs and contracts, 30 to 60 day terms on paper, often 90 to 180 days in practice, with “scope” disputes used to delay.
- Startups, SaaS and new-age businesses: Contracts and order forms with 30-day terms, annual subscriptions billed upfront, and payments that stop when a client’s funding or priorities change.
- Textiles and garments: 60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.
- Engineering, fabrication and machine tools: Purchase orders with 45 to 90 day terms, frequent “hold” on payments pending inspection, and debit notes for rejections.
How recovery works for a business in Bengaluru
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Karnataka Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Bengaluru magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.