The services, and what each one costs
| Service | What it does | Price |
|---|---|---|
| Payment reminders and e-mandates (Collect) | WhatsApp, SMS and email reminders; UPI Autopay and NACH so the due date collects itself | 1% success fee on amounts collected; no setup or monthly fee |
| Buyer checks (Trust) | GST status, filing record, owner’s credit score and court cases before you give credit | Pay per check; basic GST check free |
| Legal notice and negotiation (Legal) | Advocate-signed notice within 24 hours, calls and settlement | Included in the 30% success fee |
| MSME Samadhaan, Section 138, suits, arbitration (Legal) | Filing and appearances by your dedicated advocate | 30% of the amount recovered; court fees at actuals |
| Free consultation | Case assessment, route and timeline | Free |
Recovering B2B dues in Chandigarh: what is specific here
Chandigarh serves as the administrative centre for Punjab, Haryana and the UT, so its vendors deal with three governments’ departments as well as Mohali and Panchkula industry. Government dues respond to Samadhaan, and the High Court is on hand for larger commercial disputes.
Main industries: IT and services, pharma distribution, government supply (UT, Punjab and Haryana), education and healthcare and auto dealerships.
Courts: Judicial Magistrate courts at the Chandigarh District Courts, Sector 43, for Section 138; District Court, Chandigarh, and its Commercial Court for recovery suits; the Punjab and Haryana High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Chandigarh file on MSME Samadhaan, heard by the Chandigarh (UT) Micro and Small Enterprises Facilitation Council (Department of Industries, Chandigarh Administration). The Council sits where the supplier is, so a Chandigarh supplier can pursue a buyer in another state from home.
Prevent the next default
Recovery is the last step; the cheapest default is the one you never give credit for. FundRaksha Trust checks a new buyer’s GSTIN, filing regularity and court history in seconds, and FundRaksha Collect makes paying on time the path of least resistance. Chandigarh businesses that use all three see fewer dues reach the legal stage.
How recovery works for a business in Chandigarh
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Chandigarh (UT) Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Chandigarh magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.