B2B recovery is a legal process, not a phone campaign
Business dues come with paperwork (POs, GST invoices, delivery proof) and with laws written for exactly this problem: the MSMED Act’s 45-day limit and statutory interest, Section 138 for bounced cheques, summary suits for invoices. A B2B recovery company uses those; a consumer agency cannot. FundRaksha’s advocates do, for Surat suppliers of every size.
Recovering B2B dues in Surat: what is specific here
Surat’s textile market runs on credit: weavers, processors and traders in Ring Road, Sahara Darwaja and Pandesara routinely wait 60 to 120 days, and parties in other states sometimes simply stop answering. Because many transactions are between traders, the right route depends on the paperwork: bounced cheques go under Section 138, manufacturers with Udyam registration can use MSME Samadhaan, and trading dues go by notice, settlement and a recovery suit.
Main industries: synthetic textiles and sarees, diamond cutting and polishing, embroidery and jari, chemicals and dyes and packaging.
Courts: Judicial Magistrate First Class courts at the Athwalines court complex for Section 138; District Court, Surat, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Surat file on MSME Samadhaan, heard by the Gujarat Micro and Small Enterprises Facilitation Council (Industries Commissionerate, Government of Gujarat, Gandhinagar). The Council sits where the supplier is, so a Surat supplier can pursue a buyer in another state from home.
Common B2B defaults in Surat
- Textiles and garments: 60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.
- Diamonds, gems and jewellery manufacturing: Memo (jangad) and credit sales on trust, 90 to 180 day terms, and post-dated cheques; brokers in between complicate the paper trail.
- Chemicals, dyes and petrochemicals: 30 to 90 day credit, often with cheques; disputes about quality, shade or moisture used to delay payment.
- Packaging and printing: 45 to 90 day terms against POs and artwork approvals, with payment delayed by claims about print quality or quantity.
How recovery works for a business in Surat
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Gujarat Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Surat magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.