What recovery costs with FundRaksha
| Item | Cost |
|---|---|
| Consultation and case assessment | Free |
| Legal notice by a dedicated advocate | Included |
| Calls, negotiation and settlement | Included |
| Filing and appearances (Samadhaan, Section 138, suit, arbitration) | Included |
| Our fee | 30% of the amount recovered, charged only when you receive it |
| Court fees and statutory charges | At actuals, paid by you, told upfront before filing |
| Not included | Field visits, investigators or skip-tracing, tax or GST disputes: only if you ask, billed separately |
Example: a ₹5,00,000 invoice recovered in full costs ₹1,50,000 in fees and you receive ₹3,50,000; if ₹2,00,000 is recovered, the fee is ₹60,000; if nothing is recovered, the fee is ₹0.
Compared with the usual options
| FundRaksha | Law firm retainer | Collection agency | |
|---|---|---|---|
| To start | ₹0 | Retainer, often ₹25,000–₹1,00,000 | Registration or advance fee |
| Per hearing or per month | ₹0 | Per appearance or monthly | Monthly charges common |
| If nothing is recovered | ₹0 | Fees still payable | Advance not refunded |
| On success | 30% | Fees plus success bonus | 10–30% plus charges |
Recovering B2B dues in Kolkata: what is specific here
Kolkata’s trade in Burrabazar, Posta and Howrah still runs on relationships and post-dated cheques, so Section 138 and old-fashioned negotiation both matter. Jute mills, foundries and engineering units supply across eastern India and Bangladesh, and distributors here often carry dues for FMCG brands with slow reconciliation.
Main industries: jute and textiles, tea trading, engineering and foundry, leather and FMCG distribution.
Courts: Metropolitan Magistrate courts at Bankshall Court, Calcutta, and Alipore for Section 138; City Civil Court and the Calcutta High Court Commercial Division for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Kolkata file on MSME Samadhaan, heard by the West Bengal Micro and Small Enterprises Facilitation Council (Directorate of MSME, Government of West Bengal, Kolkata). The Council sits where the supplier is, so a Kolkata supplier can pursue a buyer in another state from home.
How recovery works for a business in Kolkata
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the West Bengal Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Kolkata magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.