The levers that move large buyers
- MSMED Act interest. Three times the RBI bank rate, compounded, on every day beyond 45 days. Corporate finance teams know this number.
- Section 43B(h). Since FY 2023-24, a buyer cannot deduct an expense owed to a micro or small supplier unless it is paid within the MSMED time limit. Their auditors ask about it.
- MSME-1 disclosure. Companies must report outstanding MSME dues to the Registrar of Companies every half-year; unpaid dues are a compliance problem for them.
- A notice to the right people. Addressed to the company secretary, CFO and the registered office, not just the purchase manager.
- Facilitation Council and courts. PSUs and listed companies appear before Councils like anyone else.
Recovering B2B dues in Kolkata: what is specific here
Kolkata’s trade in Burrabazar, Posta and Howrah still runs on relationships and post-dated cheques, so Section 138 and old-fashioned negotiation both matter. Jute mills, foundries and engineering units supply across eastern India and Bangladesh, and distributors here often carry dues for FMCG brands with slow reconciliation.
Main industries: jute and textiles, tea trading, engineering and foundry, leather and FMCG distribution.
Courts: Metropolitan Magistrate courts at Bankshall Court, Calcutta, and Alipore for Section 138; City Civil Court and the Calcutta High Court Commercial Division for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Kolkata file on MSME Samadhaan, heard by the West Bengal Micro and Small Enterprises Facilitation Council (Directorate of MSME, Government of West Bengal, Kolkata). The Council sits where the supplier is, so a Kolkata supplier can pursue a buyer in another state from home.
Corporate buyers Kolkata suppliers typically deal with
Suppliers in Kolkata commonly bill jute and textiles, tea trading, engineering and foundry, leather and FMCG distribution companies, including OEMs, EPC contractors, PSUs and government departments. Our notices quote the exact purchase order, GRN and portal acknowledgement so the buyer’s own records confirm the claim.
How recovery works for a business in Kolkata
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the West Bengal Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Kolkata magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.