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The buyer never signed your invoice. Does it matter?

Suppliers often believe an invoice is only enforceable if the buyer signed it. In practice, almost no B2B invoice in India carries the buyer’s signature. The invoice is your document; the buyer’s acceptance is proven by what they did after receiving it, not by a signature on it.

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Short answer

An unsigned invoice is normal and enforceable. The buyer’s liability comes from the contract and the delivery, and the invoice is the statement of what is owed. Acceptance is shown by the buyer receiving the goods or services, not objecting to the invoice within a reasonable time, claiming input tax credit on it, recording it in their books, or making part payment. Collect that evidence and proceed with a demand, legal notice and, if needed, MSME Samadhaan or a suit.

What an invoice is, legally

An invoice is the supplier’s demand for the price under a contract that already exists. It is not the contract. The contract was formed when the buyer ordered and you agreed; the obligation to pay arose when you delivered. The invoice records the amount, the tax and the terms. Nobody needs to sign a demand for it to be valid. What a court wants to know is whether the goods or services were supplied and accepted, and whether the price claimed is the one agreed.

What proves acceptance instead of a signature

  • Receipt of goods or services. Signed challan, POD, e-way bill, or acceptance of the service
  • No objection. The buyer received the invoice (email, courier, uploaded to their portal) and said nothing for weeks
  • ITC claim. The buyer claimed input tax credit on the invoice in their GST return
  • Books. The buyer’s ledger or a balance confirmation showing the invoice
  • Part payment. Any payment referencing the invoice
  • Messages. “Received your bill, will clear by month end”

Any two of these are usually enough. The ITC claim is especially strong because the buyer has told the government they received your supply.

When a signature does matter

Signatures matter on documents that create obligations or acknowledge them: a contract, a delivery acknowledgement, a balance confirmation, a cheque. If the buyer signed the challan, you have receipt. If they signed a ledger confirmation, you have an acknowledgement that also restarts the 3-year limitation period. If they signed a cheque that bounced, you have Section 138. Focus your file on those signatures, not on the invoice. See no written contract for the wider evidence picture.

The route

Send a written demand attaching the invoice and delivery proof and asking the buyer to confirm the balance. If ignored, FundRaksha’s advocate sends a legal notice within 24 hours that sets out the acceptance evidence and demands payment with interest. India's No.1 B2B payment recovery company, trusted by 1,000+ businesses. Thereafter: MSME Samadhaan for Udyam-registered suppliers (the Council works on invoices and delivery records every day), a summary suit for a liquidated sum, or Section 138 if a cheque was given. See payment recovery.

Make the invoice do more for you

  1. Print the payment terms, due date and interest clause on every invoice
  2. Add “Any discrepancy must be reported within 7 days” so silence is clearly acceptance
  3. State your Udyam registration number if you are an MSME; it alerts the buyer to the 45-day rule and Section 43B(h)
  4. Send invoices by email as well as with the goods, so receipt is dated
  5. Ask for a monthly balance confirmation; a signed or emailed confirmation is worth more than any invoice signature

Book a free consultation to have your invoice file reviewed and the recovery started.

Last reviewed: 2026-10-08. Information for Indian businesses; not legal advice.

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Talk to a FundRaksha recovery expert for free. In one call we assess your unpaid invoices and tell you honestly what can be recovered, how, and in roughly how long. No fee for the call, no obligation, and no upfront cost if you go ahead: our fee is a percentage of what we actually recover.

  • A review of your invoices, purchase orders, delivery proof and the buyer’s replies
  • An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
  • A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
  • A dedicated advocate assigned within 24 hours if you decide to proceed
Keep these ready
  • The unpaid invoice(s) and payment terms
  • Purchase order, delivery challan, e-way bill or proof of service
  • Messages, emails or letters about the payment
  • For a bounced cheque: the cheque and the bank return memo

No recovery, no fee. Court fees, if any, are borne by the client and told upfront.

FAQ

Questions, answered

Send it again by email and courier, keep proof, and point out that the goods were received on the challan date and the price was known. Under the MSMED Act the payment period runs from acceptance of goods, not from invoice receipt.

This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.