The consultation is free, by phone, WhatsApp or video, with no obligation. You learn what is recoverable, which route fits, how long it should take and what it costs: nothing upfront, 30% only on the amount recovered. If you proceed, a dedicated advocate sends the legal notice within 24 hours.
What happens in the consultation
- You message us on WhatsApp or book a slot; a recovery expert calls at the agreed time (phone or video).
- We go through the invoices, the order, the delivery proof and the buyer’s replies, and ask about the buyer’s pattern.
- You get an honest view: how recoverable the claim is, which route fits (reminders, legal notice, MSME Samadhaan, Section 138, summary suit or arbitration), a realistic timeline and the exact cost.
- If you decide to go ahead, a dedicated advocate is assigned and the legal notice goes out within 24 hours. If you decide not to, you owe nothing.
What is specific to Indore
Indore is Madhya Pradesh’s commercial capital, with pharma units in Pithampur, soya processors in Dewas and a wholesale cloth market in MT Cloth Market and Siyaganj. Pharma distributors and stockists are a common source of delayed dues, and the city’s Facilitation Council route under the MSMED Act is well used by Udyam-registered manufacturers.
Forums: Judicial Magistrate First Class courts, Indore, for Section 138; District Court, Indore, and its Commercial Court for recovery suits; the Madhya Pradesh High Court Indore Bench for high-value matters.
MSME claims: Madhya Pradesh Micro and Small Enterprises Facilitation Council, Commissionerate of Industries (MSME Department), Government of Madhya Pradesh, Bhopal.
Industries we see most from Indore
- pharmaceuticals
- textiles and garments
- soya and food processing
- auto components
- IT services
Industry pages: Textiles and garments dues in Indore, Pharmaceuticals and pharma distribution dues in Indore, Auto components and ancillaries dues in Indore, Food processing and agri-trading dues in Indore, Agri inputs, seeds and dealers dues in Indore.
If you are in pharmaceuticals and pharma distribution in Indore
Manufacturers sell to marketing companies on 45 to 90 day credit; stockists and distributors carry brand dues against schemes, expiry returns and credit notes that are reconciled slowly. In the consultation we ask for purchase orders, batch-wise invoices, GRNs or stockist acknowledgements, scheme and credit-note records, and the distribution agreement.
What we usually advise: Reconciliation disputes are usually what delay pharma payments, so the notice should attach a clear ledger and separate undisputed dues from disputed credit notes. MSME units supplying marketing companies use Samadhaan; distributors with cheque dues use Section 138; agreements often have arbitration clauses.
- We check for: unsigned credit notes and scheme adjustments
- We check for: expiry and breakage returns with no agreed policy
- We check for: loan-licence work without a written manufacturing agreement
If you are in textiles and garments in Indore
60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay. In the consultation we ask for sale bills with HSN, delivery challans or lorry receipts, e-way bills, the buyer’s acceptance or no complaint within the agreed period, ledger statements and WhatsApp confirmations of orders.
What we usually advise: A legal notice with the full statement of account settles many textile dues because the buyer wants to keep sourcing. Bounced cheques go under Section 138. Udyam-registered manufacturers can file MSME Samadhaan and claim interest at three times the bank rate; trading dues go by notice, settlement and a summary suit.
- We check for: verbal orders with no written confirmation
- We check for: goods accepted without a signed delivery record
- We check for: quality complaints raised only after the due date
If you are in food processing and agri-trading in Indore
Mandi and trade credit on trust, high-value lots paid by cheque or RTGS weeks later, and seasonal cash-flow excuses for delay. In the consultation we ask for sauda confirmations, weighment slips, invoices, e-way bills and transport receipts, cheques and bank memos, and messages fixing rate and quantity.
What we usually advise: Commodity dues are usually cheque-based, so Section 138 is the main weapon, with a legal notice within the statutory 30 days of the bounce. Processors with Udyam registration can file MSME Samadhaan against corporate buyers; traders use notice and summary suits.
- We check for: missing the 30-day notice window after a cheque bounces
- We check for: sauda fixed on a phone call with no message trail
- We check for: weighment and quality disputes with no slips
What to check in any free consultation
- Is the person assessing your case an advocate or working with one? Ask who will sign the notice.
- Do they tell you when a claim is weak? A good assessment sometimes says “not worth pursuing”.
- Is the fee in writing, and what happens if nothing is recovered?
- Will the recovered money come to you directly from the buyer?
- Do they know the MSMED Act timelines, Section 138 deadlines and Section 43B(h)?
What to have ready
- The unpaid invoice(s) and payment terms
- Purchase order, delivery challan, e-way bill or proof of service
- Messages, emails or letters about the payment
- For a bounced cheque: the cheque and the bank return memo
Photos or PDFs on WhatsApp are fine. Missing documents do not stop the assessment; we tell you what to collect.