Mumbai · Maharashtra

Trusted Debt Collectors in Mumbai

Trust is earned with proof. 1,000+ businesses have handed FundRaksha their unpaid invoices; 700+ have been paid; ₹50 Cr+ of dues have passed through our process. For Mumbai businesses, that record, and the way we work, is why we are India’s most trusted B2B debt collectors.

मुंबई में बकाया पेमेंट की वसूली, कानूनी तरीके से

1,000+
businesses onboarded
₹50 Cr+
invoice value handled
700+
businesses got their money back
60%
of cases settled before court

What makes a collector trustworthy

  • Transparency. You see every notice, every call log and every settlement term.
  • Legal standing. Advocates enrolled with State Bar Councils, acting within the law.
  • Honesty about weak cases. We tell you in the free assessment when a claim is not worth pursuing.
  • Aligned incentives. We earn only when you are paid.
  • Your money, your account. Recovered amounts are paid by the buyer to you, not into our account.

Recovering B2B dues in Mumbai: what is specific here

Mumbai is India’s largest B2B market and its dues are the most varied: garment exporters in Dharavi and Andheri, chemical traders in Masjid Bunder, agencies and consultants billing corporates in BKC and Lower Parel. Cheque-based payments are still common in trading, so Section 138 is a frequent route, and arbitration clauses in corporate contracts often decide where a dispute is heard.

Main industries: textiles and garments, finance and services, pharmaceuticals, chemicals, media and advertising and import and export trading.

Courts: Metropolitan Magistrate courts (Esplanade, Mazgaon, Andheri, Bandra, Kurla and others) for Section 138 complaints; City Civil Court and the Bombay High Court Commercial Division for high-value recovery suits.

MSME claims: Udyam-registered micro and small suppliers in Mumbai file on MSME Samadhaan, heard by the Maharashtra Micro and Small Enterprises Facilitation Councils (regional councils for Mumbai, Pune, Nashik, Nagpur, Aurangabad and Amravati regions) (Directorate of Industries, Government of Maharashtra, Mumbai, and regional Joint Director of Industries offices). The Council sits where the supplier is, so a Mumbai supplier can pursue a buyer in another state from home.

Checks you can do before trusting any collector

  1. Ask who signs the legal notice and for their Bar Council enrolment.
  2. Ask for the fee structure in writing, including what happens if nothing is recovered.
  3. Ask how recovered money flows: it should go directly from the buyer to you.
  4. Ask how they handle a buyer who disputes quality: the answer should involve documents, not pressure.
  5. Look up the company on the MCA register.

How recovery works for a business in Mumbai

  1. Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
  2. Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
  3. Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
  4. Filing if needed. MSME Samadhaan before the Maharashtra Micro and Small Enterprises Facilitation Councils (regional councils for Mumbai, Pune, Nashik, Nagpur, Aurangabad and Amravati regions), a Section 138 complaint in the Mumbai magistrate courts, a summary suit or arbitration, handled by the same advocate.

You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.

Free, no obligation

Free consultation and case assessment

मुफ़्त सलाह, कोई शुल्क नहीं

Businesses in Mumbai: send us the invoice and the buyer’s messages on WhatsApp and get an honest assessment today, free. If you go ahead, your advocate sends the notice within 24 hours.

  • A review of your invoices, purchase orders, delivery proof and the buyer’s replies
  • An honest assessment of recovery chances and the right route: reminders, legal notice, MSME Samadhaan, Section 138 or a civil suit
  • A realistic timeline and the exact cost: nothing upfront, a success fee only on recovery
  • A dedicated advocate assigned within 24 hours if you decide to proceed
Keep these ready
  • The unpaid invoice(s) and payment terms
  • Purchase order, delivery challan, e-way bill or proof of service
  • Messages, emails or letters about the payment
  • For a bounced cheque: the cheque and the bank return memo

No recovery, no fee. Court fees, if any, are borne by the client and told upfront.

FAQ

Trusted debt collectors in Mumbai: questions

FundRaksha LegalTech Pvt Ltd, a Hyderabad-based legal technology company. Recovery work is carried out by enrolled advocates; the company builds the process, technology and reporting around them.

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This page is general information for Indian businesses, not legal advice for your specific case. Laws, rates and procedures change; speak to an advocate before acting. FundRaksha LegalTech Pvt Ltd is a technology company; legal work is carried out by enrolled advocates.