The services, and what each one costs
| Service | What it does | Price |
|---|---|---|
| Payment reminders and e-mandates (Collect) | WhatsApp, SMS and email reminders; UPI Autopay and NACH so the due date collects itself | 1% success fee on amounts collected; no setup or monthly fee |
| Buyer checks (Trust) | GST status, filing record, owner’s credit score and court cases before you give credit | Pay per check; basic GST check free |
| Legal notice and negotiation (Legal) | Advocate-signed notice within 24 hours, calls and settlement | Included in the 30% success fee |
| MSME Samadhaan, Section 138, suits, arbitration (Legal) | Filing and appearances by your dedicated advocate | 30% of the amount recovered; court fees at actuals |
| Free consultation | Case assessment, route and timeline | Free |
Recovering B2B dues in Kochi: what is specific here
Kochi’s seafood exporters, spice traders in Mattancherry and shipping agents around the port deal with both domestic and overseas buyers, and dues from hotels and resorts rise and fall with the season. Kerala’s Facilitation Council handles MSME claims, and the Ernakulam courts are experienced with Section 138 matters from the trading community.
Main industries: seafood processing and exports, spices trading, shipping and logistics, IT services and tourism and hospitality.
Courts: Judicial First Class Magistrate courts, Ernakulam, for Section 138; District Court, Ernakulam, and its Commercial Court for recovery suits; the Kerala High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Kochi file on MSME Samadhaan, heard by the Kerala Micro and Small Enterprises Facilitation Council (Directorate of Industries and Commerce, Government of Kerala, Thiruvananthapuram). The Council sits where the supplier is, so a Kochi supplier can pursue a buyer in another state from home.
Prevent the next default
Recovery is the last step; the cheapest default is the one you never give credit for. FundRaksha Trust checks a new buyer’s GSTIN, filing regularity and court history in seconds, and FundRaksha Collect makes paying on time the path of least resistance. Kochi businesses that use all three see fewer dues reach the legal stage.
How recovery works for a business in Kochi
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Kerala Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Kochi magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.