What a professional collector does, and does not do
| Professional (FundRaksha) | Unprofessional (avoid) |
|---|---|
| Legal notice from an advocate with a full statement of account | Anonymous calls and messages |
| Calls to the buyer’s finance team at business hours, recorded | Calls to family, staff or at odd hours |
| Negotiated settlement in writing, with post-dated payments | Verbal promises and partial cash collections |
| Statutory remedies: Council, Section 138, suits, arbitration | Threats, visits and public shaming |
| Success fee only on recovery | Advance fees and hidden charges |
Harassment is not only unethical; it gives the buyer a defence and can expose you to a counter-complaint. The lawful route recovers more and protects your reputation in your trade.
Recovering B2B dues in Amritsar: what is specific here
Amritsar’s textile and food-processing businesses sell to wholesalers across north India, and rice exporters deal with buyers in Delhi and abroad. Hospitality suppliers face seasonal payment delays. Punjab’s Facilitation Council and the Amritsar courts handle the domestic side; export dues need contract and shipping documents.
Main industries: textiles and shawls, food processing and papad-warian, rice trading and exports, tourism and hospitality and machine tools.
Courts: Judicial Magistrate courts, Amritsar, for Section 138; District Court, Amritsar, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Amritsar file on MSME Samadhaan, heard by the Punjab Micro and Small Enterprises Facilitation Council (Directorate of Industries and Commerce, Government of Punjab, Chandigarh). The Council sits where the supplier is, so a Amritsar supplier can pursue a buyer in another state from home.
Our standards
- Advocates enrolled with their State Bar Councils handle notices, negotiation and filings.
- Every communication is logged and shared with you.
- Settlement terms are documented so a missed instalment can be enforced.
- We tell you honestly, in the free assessment, when a claim is weak or not worth pursuing.
How recovery works for a business in Amritsar
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Punjab Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Amritsar magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.