B2B recovery is a legal process, not a phone campaign
Business dues come with paperwork (POs, GST invoices, delivery proof) and with laws written for exactly this problem: the MSMED Act’s 45-day limit and statutory interest, Section 138 for bounced cheques, summary suits for invoices. A B2B recovery company uses those; a consumer agency cannot. FundRaksha’s advocates do, for Kozhikode suppliers of every size.
Recovering B2B dues in Kozhikode: what is specific here
Kozhikode’s timber, plywood and footwear businesses supply dealers across Kerala and the Gulf-linked trade, and food traders deal on long-standing relationships. For domestic buyers who stop paying, a legal notice followed by a summary suit on the invoices is the usual route; Udyam-registered manufacturers can add MSME Samadhaan.
Main industries: timber and plywood, footwear, spices and food trading, healthcare and construction.
Courts: Judicial First Class Magistrate courts, Kozhikode, for Section 138; District Court, Kozhikode, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Kozhikode file on MSME Samadhaan, heard by the Kerala Micro and Small Enterprises Facilitation Council (Directorate of Industries and Commerce, Government of Kerala, Thiruvananthapuram). The Council sits where the supplier is, so a Kozhikode supplier can pursue a buyer in another state from home.
Common B2B defaults in Kozhikode
- Construction, contractors and building materials: Running account bills certified against measurement books, 10% retention held for months, and payment tied to the developer’s own collections.
- Exporters and export houses: Domestic suppliers to export houses wait on the exporter’s own realisation; exporters themselves face overseas buyers paying late or disputing quality.
- Food processing and agri-trading: Mandi and trade credit on trust, high-value lots paid by cheque or RTGS weeks later, and seasonal cash-flow excuses for delay.
- FMCG and consumer goods distribution: Brand dues: scheme and claim settlements that lag months; retailer dues: weekly credit that becomes a running balance.
How recovery works for a business in Kozhikode
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Kerala Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Kozhikode magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.