What recovery costs with FundRaksha
| Item | Cost |
|---|---|
| Consultation and case assessment | Free |
| Legal notice by a dedicated advocate | Included |
| Calls, negotiation and settlement | Included |
| Filing and appearances (Samadhaan, Section 138, suit, arbitration) | Included |
| Our fee | 30% of the amount recovered, charged only when you receive it |
| Court fees and statutory charges | At actuals, paid by you, told upfront before filing |
| Not included | Field visits, investigators or skip-tracing, tax or GST disputes: only if you ask, billed separately |
Example: a ₹5,00,000 invoice recovered in full costs ₹1,50,000 in fees and you receive ₹3,50,000; if ₹2,00,000 is recovered, the fee is ₹60,000; if nothing is recovered, the fee is ₹0.
Compared with the usual options
| FundRaksha | Law firm retainer | Collection agency | |
|---|---|---|---|
| To start | ₹0 | Retainer, often ₹25,000–₹1,00,000 | Registration or advance fee |
| Per hearing or per month | ₹0 | Per appearance or monthly | Monthly charges common |
| If nothing is recovered | ₹0 | Fees still payable | Advance not refunded |
| On success | 30% | Fees plus success bonus | 10–30% plus charges |
Recovering B2B dues in Ranchi: what is specific here
Ranchi’s suppliers work with heavy engineering, mining PSUs and state departments, where payments depend on measurement books, approvals and budget releases. The MSMED Act covers PSU and government buyers, and Jharkhand’s Facilitation Council sits in Ranchi, which makes Samadhaan practical for local MSMEs.
Main industries: heavy engineering supply (HEC), mining and PSU supply, construction, FMCG distribution and education.
Courts: Judicial Magistrate courts, Ranchi, for Section 138; District Court, Ranchi, and its Commercial Court for recovery suits; the Jharkhand High Court for high-value matters.
MSME claims: Udyam-registered micro and small suppliers in Ranchi file on MSME Samadhaan, heard by the Jharkhand Micro and Small Enterprises Facilitation Council (Directorate of Industries, Government of Jharkhand, Ranchi). The Council sits where the supplier is, so a Ranchi supplier can pursue a buyer in another state from home.
How recovery works for a business in Ranchi
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Jharkhand Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Ranchi magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.