Collections by ageing bucket
| Ageing | What usually works | FundRaksha service |
|---|---|---|
| Not yet due | Invoice sent with a payment link; mandate set up at order | Collect: e-mandates, UPI Autopay |
| 1–30 days overdue | Polite reminders on WhatsApp, SMS and email; statement of account | Collect: scheduled reminders |
| 31–60 days | Firm reminder, phone call, interest reminder for MSME suppliers | Collect + free assessment |
| 61–90 days | Legal notice from an advocate; settlement or payment plan | Legal: notice within 24 hours |
| 90+ days | MSME Samadhaan, Section 138 or summary suit | Legal: filing and appearances |
Why DSO stays high in B2B India
Days Sales Outstanding climbs when credit terms are informal, reminders are manual, and nobody wants to be the one who calls the customer. The fix is process: a mandate at the point of sale, automatic reminders, and a firm, early handover to legal when a buyer crosses 60 days. Businesses that adopt this see fewer accounts age past 90 days and far fewer write-offs.
Recovering B2B dues in Ahmedabad: what is specific here
Ahmedabad’s textile, chemical and pharma units in Narol, Vatva and Naroda sell on long credit to traders and processors across India, and dues often stretch well past the agreed period. Most suppliers are Udyam-registered micro and small manufacturers, which makes MSME Samadhaan before the Gujarat Facilitation Council a strong route when a notice alone does not work.
Main industries: textiles and garments, chemicals and dyes, pharmaceuticals, engineering goods and real estate and construction.
Courts: Metropolitan Magistrate courts at the Gheekanta and Mirzapur court complexes for Section 138; City Civil Court, Ahmedabad, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Ahmedabad file on MSME Samadhaan, heard by the Gujarat Micro and Small Enterprises Facilitation Council (Industries Commissionerate, Government of Gujarat, Gandhinagar). The Council sits where the supplier is, so a Ahmedabad supplier can pursue a buyer in another state from home.
How recovery works for a business in Ahmedabad
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Gujarat Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Ahmedabad magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.