The services, and what each one costs
| Service | What it does | Price |
|---|---|---|
| Payment reminders and e-mandates (Collect) | WhatsApp, SMS and email reminders; UPI Autopay and NACH so the due date collects itself | 1% success fee on amounts collected; no setup or monthly fee |
| Buyer checks (Trust) | GST status, filing record, owner’s credit score and court cases before you give credit | Pay per check; basic GST check free |
| Legal notice and negotiation (Legal) | Advocate-signed notice within 24 hours, calls and settlement | Included in the 30% success fee |
| MSME Samadhaan, Section 138, suits, arbitration (Legal) | Filing and appearances by your dedicated advocate | 30% of the amount recovered; court fees at actuals |
| Free consultation | Case assessment, route and timeline | Free |
Recovering B2B dues in Mangaluru: what is specific here
Mangaluru’s cashew processors, seafood exporters, tile makers and port-linked logistics operators carry dues from traders and large buyers across the country and abroad. Freight and stock dues respond to a firm notice with delivery proof; MSME units can add Samadhaan before the Karnataka Council.
Main industries: port logistics and shipping, cashew processing and exports, tiles and construction materials, banking and education and seafood.
Courts: Judicial Magistrate First Class courts, Mangaluru, for Section 138; District Court, Dakshina Kannada, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Mangaluru file on MSME Samadhaan, heard by the Karnataka Micro and Small Enterprises Facilitation Council (Directorate of Industries and Commerce, Government of Karnataka, Bengaluru). The Council sits where the supplier is, so a Mangaluru supplier can pursue a buyer in another state from home.
Prevent the next default
Recovery is the last step; the cheapest default is the one you never give credit for. FundRaksha Trust checks a new buyer’s GSTIN, filing regularity and court history in seconds, and FundRaksha Collect makes paying on time the path of least resistance. Mangaluru businesses that use all three see fewer dues reach the legal stage.
How recovery works for a business in Mangaluru
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Karnataka Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Mangaluru magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.