B2B recovery is a legal process, not a phone campaign
Business dues come with paperwork (POs, GST invoices, delivery proof) and with laws written for exactly this problem: the MSMED Act’s 45-day limit and statutory interest, Section 138 for bounced cheques, summary suits for invoices. A B2B recovery company uses those; a consumer agency cannot. FundRaksha’s advocates do, for Salem suppliers of every size.
Recovering B2B dues in Salem: what is specific here
Salem’s steel traders, textile units and sago and poultry businesses deal with buyers across south India, with a mix of cheque and open-credit payments. The Tamil Nadu Facilitation Council handles MSME claims, and documented deliveries plus a timely notice recover most trade dues.
Main industries: steel and stainless steel, textiles and sago, silver jewellery, poultry and agri and magnesite and minerals.
Courts: Judicial Magistrate courts, Salem, for Section 138; District Court, Salem, and its Commercial Court for recovery suits.
MSME claims: Udyam-registered micro and small suppliers in Salem file on MSME Samadhaan, heard by the Tamil Nadu Micro and Small Enterprises Facilitation Council (Commissionerate of Industries and Commerce (MSME Department), Government of Tamil Nadu, Chennai). The Council sits where the supplier is, so a Salem supplier can pursue a buyer in another state from home.
Common B2B defaults in Salem
- Engineering, fabrication and machine tools: Purchase orders with 45 to 90 day terms, frequent “hold” on payments pending inspection, and debit notes for rejections.
- Textiles and garments: 60 to 120 day credit is normal; post-dated cheques and running accounts (khata) are common, and buyers raise quality or shortage disputes when they want to delay.
- Gold jewellery and bullion trade: Credit against the day’s gold rate or on metal account, settled in gold or cash weeks or months later; cheques are common.
- Food processing and agri-trading: Mandi and trade credit on trust, high-value lots paid by cheque or RTGS weeks later, and seasonal cash-flow excuses for delay.
How recovery works for a business in Salem
- Free consultation and case assessment. Send us the invoice, purchase order or delivery proof and the buyer’s messages. We tell you what is recoverable and how.
- Dedicated advocate within 24 hours. Your advocate sends a legal notice as an e-notice the same day and by registered post, with proof of delivery saved.
- Negotiation and settlement. The advocate calls the buyer, explains the consequences and agrees a payment plan. About 60% of our cases close here.
- Filing if needed. MSME Samadhaan before the Tamil Nadu Micro and Small Enterprises Facilitation Council, a Section 138 complaint in the Salem magistrate courts, a summary suit or arbitration, handled by the same advocate.
You pay nothing upfront. Our fee is 30% of the amount actually recovered; if nothing is recovered there is no fee. Court fees, where a matter is filed, are borne by you and told to you in advance.