FundRaksha Blog https://www.fundraksha.com/blogs Insights on B2B payment collection, SME recovery, credit and legal automation in India. en-in MSME Samadhaan: How to File a Delayed Payment Case and Actually Get Paid https://www.fundraksha.com/blogs/msme-samadhan-delayed-payment-complaint-guide https://www.fundraksha.com/blogs/msme-samadhan-delayed-payment-complaint-guide Thu, 24 Sep 2026 00:00:00 GMT A practical, step-by-step guide for micro and small suppliers: who can file on MSME Samadhaan, what the law says about 45-day payments and interest, which documents you need, and what happens after you file. Cheque Bounced? The Section 138 Timeline Every Business Owner Should Know https://www.fundraksha.com/blogs/cheque-bounce-section-138-timeline https://www.fundraksha.com/blogs/cheque-bounce-section-138-timeline Fri, 18 Sep 2026 00:00:00 GMT A dishonoured cheque gives you strong legal rights, but only if you act within strict deadlines. Here is the exact sequence: the 30-day notice, the 15-day window and the one-month filing limit. Section 43B(h) Explained: Why Your Buyers Now Want to Pay MSMEs Within 45 Days https://www.fundraksha.com/blogs/section-43b-h-msme-payments-45-days https://www.fundraksha.com/blogs/section-43b-h-msme-payments-45-days Thu, 10 Sep 2026 00:00:00 GMT Since FY 2023-24, a business can claim a tax deduction for amounts owed to micro and small suppliers only when it pays them on time. Here is what Section 43B(h) says, who it covers, and how suppliers can use it. Before You Give Credit: A 10-Minute Buyer Check Every Indian Supplier Should Run https://www.fundraksha.com/blogs/check-a-buyer-before-giving-credit-gstin https://www.fundraksha.com/blogs/check-a-buyer-before-giving-credit-gstin Thu, 03 Sep 2026 00:00:00 GMT Most bad debts start with a buyer nobody checked. This practical checklist shows how to verify a GSTIN, read filing history, spot red flags and set sensible credit terms for a new buyer. Payment Reminders That Get Paid: A 4-Stage Escalation Plan With Ready-to-Use Templates https://www.fundraksha.com/blogs/payment-reminder-templates-escalation https://www.fundraksha.com/blogs/payment-reminder-templates-escalation Thu, 27 Aug 2026 00:00:00 GMT Most overdue invoices are paid after the right reminder at the right time. Use this four-stage plan, with WhatsApp and email templates, to get paid faster without damaging good buyer relationships. GST Composition Scheme for Shop Owners: Limits, Rates, Billing Rules and How to Price Right https://www.fundraksha.com/blogs/gst-composition-scheme-shop-owners-guide https://www.fundraksha.com/blogs/gst-composition-scheme-shop-owners-guide Thu, 20 Aug 2026 00:00:00 GMT The composition scheme keeps GST simple for small traders and manufacturers, but it changes how you bill and price. Here are the eligibility limits, tax rates, returns and the pricing mistake that quietly eats margins.